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What Are My Goals for 2011?

December 29, 2010 · By Sandy Smith

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Alright, we reviewed just how horribly I did last year in meeting the goals that I had set for myself. It’s time to begin looking forward to 2011 since 2010 is almost over.  I really don’t have very distinct goals set in my mind, so please excuse me if I end up going through a bit of a stream of consciousness to get to where I think I will need to be.  Any mistakes I make stays.  I’m not editing.

  1. How about the debt?  This is a blog about debt after all. Hmm.  I’m not going to put a number on it, since I’m about to add that whole tax liability to the running debt total.  How about trying to reduce my debt by at least 10%.  That’s decently aggressive.  I have miles to go before I sleep, but I’m going to at least attempt to do it.
  2. Since I failed terribly at saving an emergency fund, I really absolutely need to buckle down and save some money for the emergency fund.  I guess I should put a dollar amount here.  Dave Ramsey recommends $1,000 but I love (typos and it stays) in New York City and $1,000 wouldn’t get me too far.  How about $3,000?  That’s not a maximum, that’s a minimum.  Okay then it’s resolved.  I will save at least $3,000 for an emergency fund.
  3. In order to help me save that much in my emergency fund I need to make some extra money to the tune of $250 a month.  Is that doable?  I hope so.  Okay that will be next on the list.  I will make $250 extra per month, save it, and not touch it.
  4. Life isn’t all about me and my debt.  It’s all about Puppy!  Puppy is getting a little lonely these days.  I need to take puppy to the dog park and make some friends for her.  How about trying to get Puppy to the dog park at least once a month?  She’ll love it.
  5. I did make it to the gym at least a few times a week in 2010, but this year I’m doing the cliched thing and I’m losing some weight.  It’s a bucket list item and I have to get to it.
  6. I have to have some goals for this blog.  If you’ve been with me from the beginning then you’ll notice that this blog has come a long way.  A loooooooong way.  It’s not the little engine that could anymore.  My goal for this blog is to create a get out of debt course for beginners so that those of you still fighting the good fight against debt with me can have some structure.  I absolutely hate writing everything down and all that, but some structure as to how to attack your debt is a good thing.

Okay, that’s enough for me.  I’m all about doable goals.  I can’t pledge to do something off the wall like skydiving because I know that it won’t happen.  Do you guys have goals for 2011?  Are you working on them? Are you ready for 2011?  Let’s go!

One more thing:  I told you that you should have a theme song.  My theme song for 2011 is playing already.

About the Author

Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

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