Personal banking is changing, and it is important to stay on top of these changes or you may find that you are paying unnecessary charges or that you are not getting all the benefits available. So if you have not already gone online, go and open a bank account online today.
You may be wondering why you need an online bank account. The answer is that you will be financially better off with one.
Here are our top three reasons why you should get online banking today:
Reason 1: You should be in control
You need to get the benefits of making instant payments and being in control of your money. The time when we could trust our local bank manager to act in our best interests is over, most of us don’t even know the name of the manager in our local branch. Utilities and services to which you subscribe are always quick to charge if anything is late, so to avoid these you need to be in control and to stay on top of your commitments.
Reason 2: The banks want you online
The banks need to use the call centres to their maximum efficiency. The banks set up, at great expense, large call centers when telephone banking was introduced. Telephone banking was not the promised success and many people continued to use the branches, so now the banks have reallocated these centers to be support for online banking. No one in the retail banking industry wants to be paying for these without them being used and efficient. So they want your account as they are already paying to support it.
Reason 3: The banks will bribe you to sign up to their accounts
Originally only the big banks were offering online banking, now it is available to everyone. In fact it is often easier to open a bank account online than it is to actually go to a branch and complete the paperwork. This high level of competition means that each bank has to make its banking more appealing than the others. You will be offered everything from free home insurance, free personal financial advice or even free MP3 players. The banks will offer whatever they can to get your business – you should take everything they are offering.
So if you are still traipsing to your bank to make payments and being limited by their restrictive opening hours it is time that you took back control. Go and open a bank account online and start to reap the rewards which you are due.