Hi, I’m Sandy Smith, the founder of Yes, I Am Cheap and Colorful Money.  In 2009 I began my financial journey towards living a debt free lifestyle.  Using different techniques learned through my, I’m a debt guinea pig approach, I successfully reduced my own consumer debt enough to purchase two investment properties, in cash, and turn my net worth around from -$120,000 to +$200,000 in only 5 years.

I am a Certified Financial Education Instructor who also holds an MBA in Management with a concentration in Small Business/Entrepreneurship.  I am also a Senior Certified HR professional with experience working at large multi-national corporations.

For nearly 5 years, I worked in strategy and planning at Toyota, one of the world’s most renown corporations, helping to craft long term business solutions while monitoring the automotive industry for changes that could affect Toyota’s American operations.

I have started and run multiple business and taught hundreds of student how they too can start and run their own businesses.  I am, in a word, an entrepreneur through and through.