Category Archives: Debt Tracker
May 1 Debt Check In
It’s May Day and time to see how I’m doing with my finances.
You already know that I had a hacker take my site down for some time. I’m over it, so I won’t let it bug me one tiny bit. Whether someone is messing with this site or not, I’m always, always focused on my debt. It’s not an obsession…okay, maybe just a little bit. But I’m so FOCUSED that I can literally feel the blood pumping in my veins. Do you remember that excitement that you had on Christmas morning as a kid? That’s how I feel now. I’m so excited at the prospect of ending this year in a far better financial position than I began it. It’s weird, but exciting.
April 1 Check In
As I do every month, it’s time to review how I did with my debt and my income. My very first post on this blog over three years ago listed out all of my debts and the interest rates that I paid on them. I do this because I want to show that it is entirely possible to pay down a six-figure debt without resorting to bankruptcy.
It’s important to remember a few things about me:
- I don’t make a six-figure salary. Ha! Not even close.
- I’m the sole breadwinner for my family of three adults (four if you count my fur baby).
- One of us doesn’t have healthcare, so we pay out of pocket for LOTS of doctor visits and medications.
- I don’t get outside financial assistance.
March 1 Check In
Can you believe that it’s March already? Before we know it, it’ll be Spring and we’ll all be back in our gardens pulling at weeds and planting new trees. I love this time of the year because it’s filled with the possibility of what’s to come.
As with the beginning of every month, it’s time to review how my finances are going. The entire reason why I created this blog was to keep myself accountable in my journey towards debt freedom. I’m not ashamed of my debt since I’ve long ago separated the numbers from who I am as a person. This is especially true because all I have left, including what’s on my credit card, originally came from student loans, a home purchase or left over charges from when I closed my business. Nothing in the numbers that share with you comes from consumer debt.
February 1 Debt Check In
This is my first monthly review in 2012. There are 100 new subscribers since the last time that I did this one month ago, so this is new for you. What I do is recap my debt and what affected it every single month. I also share with you how I am making extra money (usually online) in my laughable spare time. My goal in doing this is three fold:
- Demonstrate that you can, through consistently paying your bills, work a large debt down towards zero.
- Show that you don’t have to be Mark Zuckerberg to make money online.
- Hold myself accountable to my own debt reduction plan.
January 1 Debt Check In
Now that the hoopla of beginning a new year has died down a bit, it’s time to get back to our regularly scheduled programming. For us, that means checking to see where we are with our debt and if we made some money online in the month of December.
Incidentally, this blog was started three years ago this month, and I’ve dutifully done these debt check ins every single month since then. I hope to continue doing that until my debt balance reaches zero. At this rate it may be some time, but I’m committed to letting you know exactly how I’m doing.
December 1 Debt Check In
This post is pretty late by my standards. I usually have this up on the first of the month, but not having a computer puts a damper on writing things that should go on the internet. Better late than never, right?
For those of you just joining us, I like to hold my feet to the fire by recapping how I’ve done with my debt every month. Since the entire reason for this blog is paying off my debt, it only makes sense that I share how I’ve done with you. I also share how I’ve made money during the prior month. It’s important for me to share all of these details with you because of the following:
November 1 Debt Check In
Happy official Fall everyone. We had a Nor’easter over the weekend that took us directly from Summer into Winter. Do not pass go, do not collect $200. Seriously, the weather was 60 degrees and then suddenly it was snowing.  The weather then popped right back up to the mid 50′s! Did I mention that it’s November in New York City? Global warming is scary!
Lots of developments happened in October. First we’ll go right to the numbers and then we’ll come back to a few developments.
September 1 Debt Check In
My gosh it’s September already. Do you realize that 3/4 of the year is already gone? I feel like it was just yesterday that I was talking about the crazy snow storms in New York and here we are about to go into fall again. Wow! I guess what I’ve heard about time seeming to go by faster the older you get holds true. It certainly seems that way for me now.
August 1 Debt Check In
August 1 and I am feeling majorly burnt out. It’s not that it’s the middle of summer and I’m pining for a trip to the beach, it’s because I’ve had very little sleep for the past month. I’ve spent the last month at work and on the weekends, renovating my rental home 2 states away. It’s draining but it might be coming to an end soon. At the point I will finally be able to get some very much needed and deserved sleep! But you’re here to see how I’m doing with my debt aren’t you? No excuses this month.
