Category Archives: Save Money
Saving Money On Your Car Insurance
Although car insurance can be highly valuable for your peace of mind and could give you some much-needed financial relief, for example, if you suffer a personal injury in a car accident, it can also be very expensive. That is why, if you have car insurance,it’s a good idea to attempt to reduce the amount that you regularly have to pay for it where possible. Here are a few tips to help you to do just that.
Don’t accept a renewal quote
It is often not a good idea to just accept a renewal quote from your existing insurer, even if you have built up a tidy no-claims bonus. This is because insurance businesses rarely give financial perks to existing customers; on the contrary, they often offer large discounts to potential customers  and higher premiums to existing customers for exactly the same cover. Protest by voting with your feet.
Tips For Getting a Great Deal On Your Car Insurance
When it comes to our financial situations, we all need a helping hand. Whether you want answers about which are the best savings accounts for you, you need a little pension advice on everything from auto-enrollment to SIPPS from Sippdeal, or perhaps you’re looking to cut your monthly costs, a bit of guidance goes a long way.
Here we’ve got a few great tips on how you can reduce your car insurance premiums. After all, with the cost of petrol continuing to rise, driving can be expensive so it’s important to cut your expenses where you can.
Which Is Better For Saving: Leasing or Buying?
When looking for a new car, cost is always a consideration with all of the available options. If you are directly comparing leasing to buying to determine which is the smarter financial option, it is not strictly black and white. There are pros and cons associated with both options that need to be factored into the decision.
Leasing
Pros of Leasing a Vehicle
The financial benefits of leasing a vehicle include:
Video Pick: Slicing the Family Food Budget
In the final installment of our exploration on saving money on food is this video featuring Kiplinger’s tips and tricks for cutting the family food budget.
Points include:
- How often are you really eating out?
- Cooking is your friend
- Beginner cook books
- What to get at the grocery store
- Tips for buying in bulk
- Saving on individual serving sized food
- Where to find food coupons
- Cutting costs when eating out
Fooling My Family Into Saving Money On Groceries
In 2012 I predicted that food prices would explode due to widespread drought conditions across much of the midwest growing regions. Unless you don’t do the grocery shopping for your household, you’ve might have noticed that you’re paying more at the register to purchase the same food. A simple glance at beef prices should send your eyebrows upwards.
What’s a girl to do when food prices are rising, you have to feed your family and you’re trying to live on a tiny budget? You get sneaky-sneaky in your efforts to save money and I’m sharing those tips with you.
Saving Money In Las Vegas
Because I come from cold, cold, Canada, I like to go down somewhere at least once a winter that’s warm. From Alberta, the cheapest way to do this is flying down to Las Vegas, which is just a short 3 hour flight. Sin City obviously features all the glittering casinos, but they’ve diversified their offerings to appeal to the non-gambler as well. The buffets are legendary, the shows feature familiar names, and each different casino has a somewhat unique idea of what will attract visitors. Vegas still offers plenty of adult entertainment, but it’s very possible to have a good time without breaking the bank at a gambling table.
Considering how I just came back from a trip there, I figured I’d give you guys some tips on how to save money on your next trip. I’d recommend not using your savings to increase your gambling budget, since gambling is for suckers. Which brings me to tip number 1:
Don’t Gamble
Tips for Cutting Your Food Budget
When you are trying to save money, the first thing to do is to check out your largest expenses and see if they can be cut. For most people, that means housing, vehicles, and food. Since changes to your home or car may take a little time, let’s see how fast you can save money on food.
Where Does Your Food Money Go?
Try tracking your food spending for a month to figure out what you are spending currently and where that money is going. Your food each month should not make you need payday loans. You may be surprised to see how much you are spending on restaurants or fast food. Or you may see a habit that you hadn’t noticed before like too many trips to a coffee shop or favorite dessert place. Tracking your spending is definitely the first step since it will keep you from guessing as you make a plan.
Saving On Sports Equipment For Your Kids
Every parent wants their kids to be involved in team sports at least once. Unfortunately not all parents can afford to buy brand new equipment every time their kids want to try a new sport. This is especially true if you have more than one child with an affinity for playing sports! So how do you give your kids what they need without having to take out a second mortgage to pay for it?
Think Ahead
Your twelve year old might not yet be ready to swing adult sized baseball bats but you should buy one or two now anyway. For one thing, it will give you something to use when you play ball with your kids. Also kids can use the heavier bat in games by choking up or just use it for batting practice, getting used to the heavier bat will help develop their swinging muscles so they can start hitting those home runs!Â
Allocating An Anniversary Budget
Your anniversary is an occasion when you can go back to being a girlfriend and boyfriend, and enjoy each other wholeheartedly. This especially applies to married couples, who can escape from the daily humdrum on their anniversary and spend some time together. However, the most exciting part is planning a surprise for your better half, which usually comes with a fear of an attack on the pocket.
Any price paid for that amazed expression on your partner’s face when they see your surprise, is worth it. You can plan ahead of your anniversary day and save up to wow your significant other in the most loving way. If the plan is sorted out and arranged before the D-day, you will be able to sit back, relax, and enjoy it to the fullest.
