Category Archives: Save Money
Best Buy is a tech and gadget store with a difference. The tech store stocks all the usual products that you would expect to see such as:
- Games consoles
- Computers and tablets
- Small and large appliances
- Sports Equipment
- TV and Audio Equipment
What sets Best Buy apart from other tech stores is the amount of extra services it offers its customers. For those who know how to, there are a number of different ways Best Buy customers can save money on their purchases.
Renewable power sources are getting quite popular these days with the ongoing campaign to go green. Out of all the renewable energy sources, solar energy happens to be one of the most popular among households as energy from the sun can be harnessed with the use of solar panels and estimating the amount of your cash outlay can be done easily with the price estimator from AGL Solar Energy. Many homeowners decide to install solar panels for the desire to go green and at the same time decrease their dependence on local energy sources. With the rising cost of energy, it would be to the benefit of every family to look for ways and means to decrease their electric bills without being deprived of using their gadgets and appliances and this can be best done by using solar energy. Here’s a list of the reasons why going for solar energy is advantageous for you:
It’s back to work for me, which means expenses related to work. In this economy, everyone is doing what they can to save money, but some people are taking frugality to the extremes, especially if you’re an employee in a shaky industry that has seen mass layoffs these past few years. Regardless of what the state of your job is right now, it’d be a good idea to hop aboard the frugal train with the following tips:
Have you logged on to the Healthcare.gov website yet? Yes, the website’s experiencing a few glitches and registration issues, but it’s worthwhile to log on now and poke around the site just to see your options – then go register in two weeks after the registration problems have been solved.
The biggest thing you’re hearing from news organizations is “if you already have health insurance, you don’t have to do anything.” Well, that’s all fine and dandy for people who like to do things the normal way, but it isn’t the best option for people who like to do things the cheap way.
If you’re the kind of person who’s reading this site, you’re probably already skilled at sussing out the cheapest airfare, cuts of meat, and other basic life expenses. Now it’s time to learn how to find the cheapest health insurance under the Affordable Care Act, as well as what to do about other types of insurance.
The following is a guest post from money expert Andrea Woroch.
Before the recession, living cheaply wasn’t nearly as commonplace as it is today. The economy has forced people to adopt a frugal lifestyle and spend more time finding deals and comparing prices.
Our pursuit of bargains can sometimes land us in hot water, however, and even cause us to overspend. Here are seven common purchasing mistakes and how to fix them.
1. Mistake: Protecting your electronic purchase with an extended warranty.
When it comes to buying expensive electronics, you may be tempted to get the extended warranty to further protect your purchase. Unsurprisingly, extended warranties are rife with exceptions and most electronics have a rapid depreciation value. The fix: Just say “no.” If you want extra protection, look into the warranty provided by your credit card and make the purchase with plastic
The cash out refinance option is far more popular than most people realize. According to the Truth about Mortgages, many people wind up with cash out refinance options without realizing it because the option may be given another name. This particular refinancing option can offer a lot of freedom. However, you need to keep a number of things in mind before you take it up.
Traditionally, lending institutions do not want to offer cash out options for houses that have not been seasoned. According to “Everything You Need to Know about Refinancing,” a property is considered seasoned if it has been financed for at least 12 months. This means that no refinancing or cash out options can be used during those 12 months. In some cases, lenders may be willing to make exceptions for most of the house’s value so long as the homeowners have a minimum of 25 percent home equity.
You’re Terrible at Saving Money (and How the Envelope System is Going to Save You)
A lot of us are terrible at saving money. It’s hard–it takes persistence and the will power to not spend next month’s rent on “window shopping impulses”.
Instead of continuing to live in constant money trouble, never knowing where your funds will come from or where they’ll go, let’s talk about a tried-and-true budgeting system that will save your paycheck from yourself. Let’s work on getting you out of debt, getting you in control of your dollars, and on track to actually do something with your money instead of spending it on eating out, clothes you never wear, and junk no one cares about.
Let’s talk about the envelope system.
Sharing coupons can be one of the best ways to get additional coupons or make sure that you only get the coupons you need. Getting involved in one is fairly simple, but finding a good one can be tricky. It’s important to consider certain factors before you sign up so that you get good coupons and don’t waste your time.
A pitiful savings account isn’t going to help you in a financial emergency. Like most people, you probably know the value of having a rainy day fund, and many experts recommend a fund with three to six months of income.
Of course, if you can only save a small percentage of your income each month, you’ll grow your savings at a slower pace.
There are, however, ways to get the most out of your savings. Utilize these tips and you might see a higher return on your money.