Lowering your car insurance premium is a quick and easy way to save money. It will take you about five minutes to get multiple quotes from a variety of insurance companies. You can then decide for yourself who you want to go with. How do you go about lowering your auto insurance premium? Only Get[…]
With signs that the down economy is here to stay (a least for now!), travelers are finding more inventive ways to game the system and plan trips on a dime. One of the latest trends is widely being referred to as the BYOF boom – bringing your own food and drink and forgoing overpriced room[…]
It’s the time of year that’s full of joy, happiness and gift-giving. That all sounds expensive. Let me ask you a question, how’s your holiday budget? It seems everywhere we turn during the month of December we’re being invited to a party, a dinner or a holiday get-together. With blended families, in-laws, friends and co-workers[…]
The short answer to that question is yes. As long as it’s in your best financial interest as a couple you should definitely coordinate benefits with your spouse. Having health, dental and life insurance through your employer is part of a total benefits package that also includes your salary, paid vacation time and retirement savings[…]
Saving for retirement is a nice thought, although not always put into practice. Have a look at your investment account savings, is the balance where you want it to be? A better question may be, are you on track to retire at your target age? For some people the answer may be yes and for[…]
Whether we like to admit it or not, credit cards have become a necessity. But all credit cards are not created equally, at least, mine aren’t. Credit cards carrying a high interest rate can drain your pockets and cost you more than you may bargain for, but a zero interest credit card or zero percent[…]
This is a stock photo of my car, the 2013 Ford Edge. It wasn’t my first choice, but we’ll get into that in a bit. The good thing here is that I was able to replace my car and get back on the road relatively quickly after my last car accident because the car insurance company[…]
Do you want to downsize your home? You may be at the point in life when you want to move to a more intimate space, but the question is how to do it. The more space you have to fill; the more items you’ll have packed into your home. If you have children, their belongings[…]
My little sister is 17, and my gosh, I don’t know when that happened. In another few months she’ll be trekking off, probably not too far based on how tied she is to my mom’s purse strings, to college all on her own. Since her parents aren’t made of money, she knows that she’ll be making[…]
Woman looking at piggy bank[/caption]I know it may be hard to believe, but it’s true. I personally think that people who don’t save money are dumb and probably making excuses and you know what? I used to be one of them. HELLO Yes, I am Cheap readers, my name is Tahnya Kristina, CFP and Sandy[…]
Since everyone is busy with last minute gift buying, I thought that now would be a great time to share my philosophy on Christmas gift giving.
I have a confession that will seem very Grinch-like: I don’t buy Christmas gifts and I don’t want anyone else to buy gifts for me either.