September 21, 2013

Financial Coaching

Are You Ready?

Spend 2 hours with me and we'll change your financial life.

Since January 1, 2009 I have been on a debt freedom journey.  For nearly six years  I have tried just about everything to get out out debt.  I was perfectly willing to try just about anything to get out of debt.  Along the way I've made a host of mistakes, but you don't have to.

I started 2009 with a debt load of over $120,000.  I owned nothing but the clothes on my back and the link in my pocket.  In just these few years I have completely changed my financial life.

  • My annual income has increased by over 60%
  • I now own two rental properties, one outright
  • My retirement fund is now six figures
  • My net worth has gone from negative $120,000 to six figures
  • I've helped hundreds of people get on the path to debt freedom

My financial life has been changed, and I can help you change your financial life too.

financial coaching - Sandy

My sassy self being sassy.

 

Cash Flow & Debt Management Plans

Lots of people wish someone would just tell them once and for all how to get out and stay out of debt.

This is exactly what this kind of plan does for you.

The plan includes:

  • Two full hours of consultations
  • This service includes gathering credit reports from the three major credit reporting bureaus (Experian, Equifax and TransUnion) and analyzing your debt obligations, collections/court collections (if any),
  • A full written debt repayment and spending management plan
  • Debt structure recommendations
  • Detailed spending recommendations

Budget Creation

Lots of people wish someone would just tell them once and for all how to get out and stay out of debt.

This is exactly what this kind of plan does for you.

The plan includes:

  • Three one-hour consultations
  • This service includes gathering credit reports from the three major credit reporting bureaus (Experian, Equifax and TransUnion) and analyzing your debt obligations, collections/court collections (if any),
  • A full written debt repayment and spending management plan
  • Debt structure recommendations
  • Detailed spending recommendations

 

 

 

 

Just want to talk?

One-hour consults are available (via video chat or on the phone) for specific financial matters, such as:

  • Reducing your student debt
  • Review of an existing plan created by someone else
  • Review of a plan completed by Sandy
  • Saving for a down payment for your first home

No written plans are provided with one-hour coaching sessions, but it is an opportunity to ask questions and get some general advice about your specific concerns.

Initial Consult:

As part of the planning process, an initial consult is needed to determine if a plan of great value can be delivered to you based on your individual situation. To book your initial consult click here.

 

Frequently Asked Questions

I already have a Financial Advisor that I like. What do you have to offer.

Because Yes, I Am Cheap is not interested in selling you financial products, we do NOT want to take the place of your Financial Adviser.  So even if you have a great adviser, they may not offer planning that includes debt and spending advice. We can work with you to create a plan that your adviser can help you implement.

Can Yes, I Am Cheap manage my investments?

NO PRODUCTS ARE SOLD as part of the planning process. When you hire Sandy to consult on the completion of a plan for you, you are charged a fee for the plan. If you are looking for a new advisor, or financial manager please consult a registered professional who can provide you would investment advice.

How much does a plan cost?

All plans are different and your needs determine the cost. An initial consultation is needed to review your current financial situation. We will only takes on cases when significant value can be achieved. Plans generally cost a small fraction of the benefit they provide. To book your consult today click here.