Money Hackers Carnival #116: Back to Basics Edition
Wednesday, May 19. 2010
Welcome to the Money Hackers Carnival #116: Back to Basics Edition. This is a round-up of some of the best articles written by personal finance bloggers over the past week. I've decided to name this the "Back to Basics" edition because I think that much like our New Years resolutions, we sometimes forget why we started and lose our way.
Editor's Choice:
I was really inspired by Debt Kid's post on how discouraged he feels. Sometimes the path is long and we lose our way, but if you get back on the road it will be worth it in the end.
Changing gears, Money Beagle presents Check Out My Small Feet posted at Money Beagle, because bigger isn't always better.

Just because I thought it was hilarious, Len Penzo presents 5 Crazy Ideas That Resulted in Million Dollar Paydays posted at LenPenzo.Com.
Finally, because I think we all need different streams of income, Surfer Sam presents NEW !! 57 New Businesses to Start With No Money posted at Surfer Sam and Friends.
RULE #1: IF YOU DON'T HAVE IT, DON'T SPENT IT
Adam Williams presents 6 More ways to stop overspending and save money posted at RabbitFunds.com.
Joe Plemon presents How Minimum Credit Card Payments Will Keep You in Debt Forever posted at Personal Finance By The Book.
David R. Lampsen presents Save Money at Garage Sales without Being Annoying | Personal Finance Analyst posted at Personal Finance Analyst.
Bucksome presents Update your Interview Wardrobe without Spending a Fortune posted at Buck$ome Boomer's Journey to Retirement.
Daniel presents Do You Buy More Than You Need? posted at Sweating The Big Stuff.
RULE #2: FIND WAYS TO SAVE MONEY RIGHT NOW
Mike Collins presents Is Facebook Keeping You Poor? posted at Saving Money Today.
Tom Tessin presents Bereavement Flights? Tips on Getting One posted at FAC Travel Blog.
Mr. Money presents Cash For Caulkers Home Improvement Rebate: Money To Retrofit Your Home For Energy Efficiency posted at Smart On Money.
Rona Burstein presents 7 Ways to Earn More Money in the Healthcare Field posted at Masters in Healthcare Administration.
Sustainable Life Blog presents Saving Money Tip: Open Source Software posted at Sustainable Life Blog.
RULE #3: FIND SOMEONE THAT INSPIRES YOU AND COPY THEM

LeanLifeCoach presents A Frugal Meal - Pizza; Eliminate The Muda! posted at Eliminate The Muda!.
Super Saver presents Just Accepted a Great Retirement Part Time Job posted at My Wealth Builder.
Kyle C. presents Wealthy Blogger List – May 2010 posted at Suburban Dollar.
J. Money presents This is What Perseverance Looks Like posted at Budgets Are Sexy.
RULE #4: ALWAYS TRY TO LEARN SOMETHING NEW
Craig Ford presents Refund Airline Tickets | How Do You Get Your Money Back? posted at Help Me Travel Cheap.
Paul Williams presents Investing Basics: What Is a Bond? posted at Provident Planning.
Consumer Boomer presents What is a Good Credit Score? posted at Consumer Boomer.
Peter presents Energy Saving Home Improvement Rebates: The Homestar Program – Cash For Caulkers posted at Bible Money Matters.
Mr. Credit Card presents Hotels.com Savings and Rebates posted at Ask Mr Credit Card's Blog.
Jeff Rose, CFP presents How to Withdraw Money From Your IRA Without Penalty posted at Jeff Rose.
Madison DuPaix presents Chase Freedom 5% Cash Back Credit Card posted at My Dollar Plan.
D4L presents 14 Stocks Building Wealth Through Higher Dividends posted at Dividends Value.
Credit Card Detectives presents RBS Platinum Credit Card posted at Compare Credit Card Offers | Apply For A Credit Card | Online Credit Card Application.
TIP Guy presents Feasibility of Portfolio Dividend Cash Flow Goal in Year 2020 posted at TIPBlog.in.
Ben presents Sell Your House Faster By Fixing These Problems posted at Money Smart Life.
FIRE Finance presents What is the Rule of 72? posted at FIRE Finance.
Mike @ Green Panda presents Asset Allocation Basis Part 2: A closer Look at Fixed Income Assets posted at Green Panda Treehouse.
PT presents How to Calculate Your Mortgage Payment for a Refinance or Purchase posted at PT Money.
FMF presents The Eight Money Ratios, Part 2 posted at Free Money Finance.

Craig Ford presents Moneydance Personal Finance Software Review posted at Money Help For Christians.
Aaron presents Why A Social Security Number is Required to Get a Prepaid Credit Card posted at Prepaid Cards 123.
Zachary Scheidt presents Priceline Travel Hits Turbulence posted at ZachStocks.
Dan presents Pairs Trade to Exploit NAV Premium in Physical Gold Fund vs. GLD posted at ETF Base.
Darwin presents Best 529 Plans: Everything You Need to Know posted at Darwin's Money.
RULE #5: DON’T TAKE YOURSELF TOO SERIOUSLY
Tim Chen presents Six 'WTF?' Credit Cards posted at NerdWallet Blog - Credit Card Watch.
freefrombroke presents Eating Healthy One Step At A Time posted at Free From Broke.
Jason presents Girls Don’t Fart posted at Live Real, Now.
jim presents International Restaurant Tipping Guide posted at Wanderlust Journey.
Tom @ Canadian Finance Blog presents Tax Refund – Will You Invest It? posted at Canadian Finance Blog.
Wealth Pilgrim presents How To Avoid IRS Trouble When Your Spouse Doesn?t File posted at Wealth Pilgrim.
Jason presents Man's Thoughts and Assumptions About Money posted at One Money Design.
Editor's Choice:
I was really inspired by Debt Kid's post on how discouraged he feels. Sometimes the path is long and we lose our way, but if you get back on the road it will be worth it in the end.
Changing gears, Money Beagle presents Check Out My Small Feet posted at Money Beagle, because bigger isn't always better.
Just because I thought it was hilarious, Len Penzo presents 5 Crazy Ideas That Resulted in Million Dollar Paydays posted at LenPenzo.Com.
Finally, because I think we all need different streams of income, Surfer Sam presents NEW !! 57 New Businesses to Start With No Money posted at Surfer Sam and Friends.
RULE #1: IF YOU DON'T HAVE IT, DON'T SPENT IT
Adam Williams presents 6 More ways to stop overspending and save money posted at RabbitFunds.com.
Joe Plemon presents How Minimum Credit Card Payments Will Keep You in Debt Forever posted at Personal Finance By The Book.
David R. Lampsen presents Save Money at Garage Sales without Being Annoying | Personal Finance Analyst posted at Personal Finance Analyst.
Bucksome presents Update your Interview Wardrobe without Spending a Fortune posted at Buck$ome Boomer's Journey to Retirement.
Daniel presents Do You Buy More Than You Need? posted at Sweating The Big Stuff.
RULE #2: FIND WAYS TO SAVE MONEY RIGHT NOW
Mike Collins presents Is Facebook Keeping You Poor? posted at Saving Money Today.
Tom Tessin presents Bereavement Flights? Tips on Getting One posted at FAC Travel Blog.
Mr. Money presents Cash For Caulkers Home Improvement Rebate: Money To Retrofit Your Home For Energy Efficiency posted at Smart On Money.
Rona Burstein presents 7 Ways to Earn More Money in the Healthcare Field posted at Masters in Healthcare Administration.
Sustainable Life Blog presents Saving Money Tip: Open Source Software posted at Sustainable Life Blog.
RULE #3: FIND SOMEONE THAT INSPIRES YOU AND COPY THEM

LeanLifeCoach presents A Frugal Meal - Pizza; Eliminate The Muda! posted at Eliminate The Muda!.
Super Saver presents Just Accepted a Great Retirement Part Time Job posted at My Wealth Builder.
Kyle C. presents Wealthy Blogger List – May 2010 posted at Suburban Dollar.
J. Money presents This is What Perseverance Looks Like posted at Budgets Are Sexy.
RULE #4: ALWAYS TRY TO LEARN SOMETHING NEW
Craig Ford presents Refund Airline Tickets | How Do You Get Your Money Back? posted at Help Me Travel Cheap.
Paul Williams presents Investing Basics: What Is a Bond? posted at Provident Planning.
Consumer Boomer presents What is a Good Credit Score? posted at Consumer Boomer.
Peter presents Energy Saving Home Improvement Rebates: The Homestar Program – Cash For Caulkers posted at Bible Money Matters.
Mr. Credit Card presents Hotels.com Savings and Rebates posted at Ask Mr Credit Card's Blog.
Jeff Rose, CFP presents How to Withdraw Money From Your IRA Without Penalty posted at Jeff Rose.
Madison DuPaix presents Chase Freedom 5% Cash Back Credit Card posted at My Dollar Plan.
D4L presents 14 Stocks Building Wealth Through Higher Dividends posted at Dividends Value.
Credit Card Detectives presents RBS Platinum Credit Card posted at Compare Credit Card Offers | Apply For A Credit Card | Online Credit Card Application.
TIP Guy presents Feasibility of Portfolio Dividend Cash Flow Goal in Year 2020 posted at TIPBlog.in.
Ben presents Sell Your House Faster By Fixing These Problems posted at Money Smart Life.
FIRE Finance presents What is the Rule of 72? posted at FIRE Finance.
Mike @ Green Panda presents Asset Allocation Basis Part 2: A closer Look at Fixed Income Assets posted at Green Panda Treehouse.
PT presents How to Calculate Your Mortgage Payment for a Refinance or Purchase posted at PT Money.
FMF presents The Eight Money Ratios, Part 2 posted at Free Money Finance.

Craig Ford presents Moneydance Personal Finance Software Review posted at Money Help For Christians.
Aaron presents Why A Social Security Number is Required to Get a Prepaid Credit Card posted at Prepaid Cards 123.
Zachary Scheidt presents Priceline Travel Hits Turbulence posted at ZachStocks.
Dan presents Pairs Trade to Exploit NAV Premium in Physical Gold Fund vs. GLD posted at ETF Base.
Darwin presents Best 529 Plans: Everything You Need to Know posted at Darwin's Money.
RULE #5: DON’T TAKE YOURSELF TOO SERIOUSLY
Tim Chen presents Six 'WTF?' Credit Cards posted at NerdWallet Blog - Credit Card Watch.
freefrombroke presents Eating Healthy One Step At A Time posted at Free From Broke.
Jason presents Girls Don’t Fart posted at Live Real, Now.
jim presents International Restaurant Tipping Guide posted at Wanderlust Journey.
Tom @ Canadian Finance Blog presents Tax Refund – Will You Invest It? posted at Canadian Finance Blog.
Wealth Pilgrim presents How To Avoid IRS Trouble When Your Spouse Doesn?t File posted at Wealth Pilgrim.
Jason presents Man's Thoughts and Assumptions About Money posted at One Money Design.
Festival of Frugality #199 - Damn, No Bonus Edition
Monday, October 12. 2009
I am hosting my first carnival. This is the Festival of Frugality #199 - Damn, No Bonus Edition. Thanks to everyone who submitted an accepted article.
Since I'm not getting overtime, a raise of a bonus this year due to our good friend the recession, it looks like I might have to get even more creative on ways to make some extra money. Help me out here. What's the best way that you have found to make some extra money. Don't be shy, share!
My Favorites
Bucksome presents How the Recession has Hit Our Family posted at Buck$ome Boomer's Journey to Retirement.
Buck$ome Boomer's reflections on how the recession has personally affected her family.
Kalani presents How to Welcome Overnight Guests Without Spending Money posted at Not Spending Money.
I'm not particularly fond of guests, but the season is fast approaching where you won't be able to avoid them.
Kristia presents Cold weather is coming...Seven Tips to Save Money on your Heating Bills. posted at Family Balance Sheet.
I like the idea of having heat and some money in my pocket at the same time.
Miss M presents A Frugal Idea Backfires posted at M is for Money.
Sometimes a frugal idea just doesn't work out.
Baker presents Bend Over… I’ll Show You Where You Can Stick Your ‘Rewards’. posted at Man Vs. Debt.
Bakers teaches us a little bit about personal responsibility.
Sally Homemaker
Chief Family Officer presents How to Plan Your Weekly Menu posted at Chief Family Officer.
Dan presents Saving Money on Baby Food with DIY Fresh Fruit posted at My Dad Blog.
Miss Thrifty presents Ripening green tomatoes, the 1940s way. posted at Miss Thrifty.
Mrs. Accountability presents Make Your Own Vanilla «Out of Debt Again posted at Out of Debt Again.
Make it from Scratch presents Semi Homemade Hand Soap posted at Make It From Scratch.
The Smarter Wallet presents Easy Meal Idea: Frugal Soups! posted at The Smarter Wallet.
Lucynda Riley presents Make Your Own Starch for Ironing posted at living cheap now.
Saving Some Money
Silicon Valley Blogger presents Budget Travel Tips For The Frugal Traveler posted at The Digerati Life.
Peak Personal Finance presents Finding the Right Tax Balance posted at Peak Personal Finance.
BWL presents 5 ways to go frugal on insurance posted at Christian Personal Finance.
Wojciech Kulicki presents Money Saving Tips for Exercise posted at Fiscal Fizzle.
FMF presents Free Money Finance: 10 Ways to Save Money on Car Ownership posted at Free Money Finance.
Tyler presents 10 Green Changes in Less than 10 Minutes for Less than $10 posted at Frugally Green.
Catherine presents Living On Less Part III: Don't. Buy. Anything. posted at Frugal Homemaker Plus.
Tom @ Canadian Finance Blog presents 10 Ways To Reduce Your Heating Bill | The Canadian Finance Blog posted at The Canadian Finance Blog.
Banker Saver presents Escape Bank Overdraft Fees Without Overdraft Protection posted at Banker Saver.
FruGal presents How to save money at the cinema posted at FruGal.
Matt B presents Five Monthly Expenses That Can Easily be Reduced posted at Financial Methods.
Patrick @ Money Saving Deals presents Free Money For Opening Ohio 529 College Savings Account posted at Money Saving Deals.
Curt presents How to Hedge Against Inflation With a Home Equity Loan posted at PennyJobs.com.
Credit Card Stuff
Ashley presents 10 Steps to Avoid Christmas Credit Card Debt posted at SpendOnLife.
David presents Frequent Flyer Miles Credit Cards posted at Credit Card Offers IQ.
Cecil Dellison presents No Real Defense Against Credit Card Interest Rate Hikes | Clearchoicecreditcards posted at Clear Choice Credit Cards.
One Mint presents Prepaid debit cards to control spending posted at OneMint.
Educating You!
Kaye presents How Speeding Can Cost You posted at Mrs. Nespy's Frugal World.
Wealth Pilgrim presents Boost Your Retirement Income by 23% By Avoiding These Investment Mistakes posted at Wealth Pilgrim: Money Management Advice, Financial Stress Management, & Resources.
April presents How to Stop Buying Clothes You Never Wear posted at Get Rich Slowly.
Craig Ford presents 101 Ways To Give: Time, Money, Energy, and Talents posted at Money Help For Christians.
Northern Cheapskate presents Northern Cheapskate: What's Mine is Mine: Merging Finances posted at Northern Cheapskate.
It's All About Me
Dave Damron presents Living Off the College Mean posted at LifeExcursion.
a.b. presents I'm Not Poor, I'm Not Cheap, I'm Frugal! posted at Modern Tightwad.
Shadox presents Medical Insurance: Small Battles of Attrition posted at Money and Such.
Shadox presents Medical Insurance: Small Battles of Attrition posted at Money and Such.
Wren Caulfield presents Autumn is in full swing! posted at True Adventures in Money Hacking.
Banking
DR presents List of No Penalty CD (Certificates of Deposit) Rates posted at The Dough Roller.
MoneyNing presents Why Do High Yield Savings Account Rates Change posted at Money Ning.
Ray @ Financial Highway presents Probate- Why and How to Avoid Probate Fees posted at Financial Highway.
Raj Patel presents Balance transfer option off of the table? posted at DebtGoal.
Patrick @ Military Money presents Why You Should Only Bank at FDIC Insured Banks posted at Military Finance Network.
Madison presents Bank of America $100 Bonus posted at My Dollar Plan.
More Stuff
MLR presents A Guide to Greatness posted at My Life ROI, Getting the Best Return On Life.
Travis presents Are you a material girl or guy? posted at Christian Money Mountain.
Heidi presents Getting Free Computer Software posted at Little People Wealth.
Sun presents How to Stash Cash When You Relocate posted at The Quicken Blog.
Aryn presents That Makes Me Stabby: Gifts=Love posted at Sound Money Matters.
Chance.pfsr presents New MoneyWell Review Posted posted at Personal Finance Software Reviews.
Jake presents Get rid of everything you own posted at Your Best Weekend.
The Investor presents Emergency funds: The ten essential steps posted at Monevator.com.
PT presents Relying Too Much on “Future You” posted at PT Money.
Stumble It!
Since I'm not getting overtime, a raise of a bonus this year due to our good friend the recession, it looks like I might have to get even more creative on ways to make some extra money. Help me out here. What's the best way that you have found to make some extra money. Don't be shy, share!
My Favorites
Bucksome presents How the Recession has Hit Our Family posted at Buck$ome Boomer's Journey to Retirement.
Buck$ome Boomer's reflections on how the recession has personally affected her family.
Kalani presents How to Welcome Overnight Guests Without Spending Money posted at Not Spending Money.
I'm not particularly fond of guests, but the season is fast approaching where you won't be able to avoid them.
Kristia presents Cold weather is coming...Seven Tips to Save Money on your Heating Bills. posted at Family Balance Sheet.
I like the idea of having heat and some money in my pocket at the same time.
Miss M presents A Frugal Idea Backfires posted at M is for Money.
Sometimes a frugal idea just doesn't work out.
Baker presents Bend Over… I’ll Show You Where You Can Stick Your ‘Rewards’. posted at Man Vs. Debt.
Bakers teaches us a little bit about personal responsibility.
Sally Homemaker

Chief Family Officer presents How to Plan Your Weekly Menu posted at Chief Family Officer.
Dan presents Saving Money on Baby Food with DIY Fresh Fruit posted at My Dad Blog.
Miss Thrifty presents Ripening green tomatoes, the 1940s way. posted at Miss Thrifty.
Mrs. Accountability presents Make Your Own Vanilla «Out of Debt Again posted at Out of Debt Again.
Make it from Scratch presents Semi Homemade Hand Soap posted at Make It From Scratch.
The Smarter Wallet presents Easy Meal Idea: Frugal Soups! posted at The Smarter Wallet.
Lucynda Riley presents Make Your Own Starch for Ironing posted at living cheap now.
Saving Some Money

Silicon Valley Blogger presents Budget Travel Tips For The Frugal Traveler posted at The Digerati Life.
Peak Personal Finance presents Finding the Right Tax Balance posted at Peak Personal Finance.
BWL presents 5 ways to go frugal on insurance posted at Christian Personal Finance.
Wojciech Kulicki presents Money Saving Tips for Exercise posted at Fiscal Fizzle.
FMF presents Free Money Finance: 10 Ways to Save Money on Car Ownership posted at Free Money Finance.
Tyler presents 10 Green Changes in Less than 10 Minutes for Less than $10 posted at Frugally Green.
Catherine presents Living On Less Part III: Don't. Buy. Anything. posted at Frugal Homemaker Plus.
Tom @ Canadian Finance Blog presents 10 Ways To Reduce Your Heating Bill | The Canadian Finance Blog posted at The Canadian Finance Blog.
Banker Saver presents Escape Bank Overdraft Fees Without Overdraft Protection posted at Banker Saver.
FruGal presents How to save money at the cinema posted at FruGal.
Matt B presents Five Monthly Expenses That Can Easily be Reduced posted at Financial Methods.
Patrick @ Money Saving Deals presents Free Money For Opening Ohio 529 College Savings Account posted at Money Saving Deals.
Curt presents How to Hedge Against Inflation With a Home Equity Loan posted at PennyJobs.com.
Credit Card Stuff

Ashley presents 10 Steps to Avoid Christmas Credit Card Debt posted at SpendOnLife.
David presents Frequent Flyer Miles Credit Cards posted at Credit Card Offers IQ.
Cecil Dellison presents No Real Defense Against Credit Card Interest Rate Hikes | Clearchoicecreditcards posted at Clear Choice Credit Cards.
One Mint presents Prepaid debit cards to control spending posted at OneMint.
Educating You!

Kaye presents How Speeding Can Cost You posted at Mrs. Nespy's Frugal World.
Wealth Pilgrim presents Boost Your Retirement Income by 23% By Avoiding These Investment Mistakes posted at Wealth Pilgrim: Money Management Advice, Financial Stress Management, & Resources.
April presents How to Stop Buying Clothes You Never Wear posted at Get Rich Slowly.
Craig Ford presents 101 Ways To Give: Time, Money, Energy, and Talents posted at Money Help For Christians.
Northern Cheapskate presents Northern Cheapskate: What's Mine is Mine: Merging Finances posted at Northern Cheapskate.
It's All About Me

Dave Damron presents Living Off the College Mean posted at LifeExcursion.
a.b. presents I'm Not Poor, I'm Not Cheap, I'm Frugal! posted at Modern Tightwad.
Shadox presents Medical Insurance: Small Battles of Attrition posted at Money and Such.
Shadox presents Medical Insurance: Small Battles of Attrition posted at Money and Such.
Wren Caulfield presents Autumn is in full swing! posted at True Adventures in Money Hacking.
Banking

DR presents List of No Penalty CD (Certificates of Deposit) Rates posted at The Dough Roller.
MoneyNing presents Why Do High Yield Savings Account Rates Change posted at Money Ning.
Ray @ Financial Highway presents Probate- Why and How to Avoid Probate Fees posted at Financial Highway.
Raj Patel presents Balance transfer option off of the table? posted at DebtGoal.
Patrick @ Military Money presents Why You Should Only Bank at FDIC Insured Banks posted at Military Finance Network.
Madison presents Bank of America $100 Bonus posted at My Dollar Plan.
More Stuff

MLR presents A Guide to Greatness posted at My Life ROI, Getting the Best Return On Life.
Travis presents Are you a material girl or guy? posted at Christian Money Mountain.
Heidi presents Getting Free Computer Software posted at Little People Wealth.
Sun presents How to Stash Cash When You Relocate posted at The Quicken Blog.
Aryn presents That Makes Me Stabby: Gifts=Love posted at Sound Money Matters.
Chance.pfsr presents New MoneyWell Review Posted posted at Personal Finance Software Reviews.
Jake presents Get rid of everything you own posted at Your Best Weekend.
The Investor presents Emergency funds: The ten essential steps posted at Monevator.com.
PT presents Relying Too Much on “Future You” posted at PT Money.
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