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    <title>Yes, I Am Cheap - Carnivals</title>
    <link>http://yesiamcheap.com/</link>
    <description>Digging My Way Out of Some Serious Debt</description>
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    <pubDate>Wed, 26 May 2010 04:19:57 GMT</pubDate>

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        <title>RSS: Yes, I Am Cheap - Carnivals - Digging My Way Out of Some Serious Debt</title>
        <link>http://yesiamcheap.com/</link>
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<item>
    <title>Money Hackers Carnival #116: Back to Basics Edition</title>
    <link>http://yesiamcheap.com/index.php?/archives/163-Money-Hackers-Carnival-116-Back-to-Basics-Edition.html</link>
            <category>Carnivals</category>
    
    <comments>http://yesiamcheap.com/index.php?/archives/163-Money-Hackers-Carnival-116-Back-to-Basics-Edition.html#comments</comments>
    <wfw:comment>http://yesiamcheap.com/wfwcomment.php?cid=163</wfw:comment>

    <slash:comments>9</slash:comments>
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    <author>nospam@example.com (Cheapskate Sandy)</author>
    <content:encoded>
    Welcome to the &lt;a href=&quot;http://moneyhackers.net/&quot; title=&quot;Money Hackers&quot;&gt;Money Hackers&lt;/a&gt; Carnival #116: Back to Basics Edition.  This is a round-up of some of the best articles written by personal finance bloggers over the past week.  I&#039;ve decided to name this the &quot;Back to Basics&quot; edition because I think that much like our New Years resolutions, we sometimes forget why we started and lose our way.&lt;br /&gt;
&lt;br /&gt;
Editor&#039;s Choice:&lt;br /&gt;
I was really inspired by &lt;a href=&quot;http://www.debtkid.com/&quot; &gt;Debt Kid&#039;s&lt;/a&gt; post on how &lt;a href=&quot;http://www.debtkid.com/getting-discouraged&quot; &gt;discouraged&lt;/a&gt; he feels.  Sometimes the path is long and we lose our way, but if you get back on the road it will be worth it in the end.  &lt;br /&gt;
&lt;br /&gt;
Changing gears, Money Beagle presents &lt;a href=&quot;http://www.moneybeagle.com/2010/04/check-out-my-small-feet.html&quot; &gt;Check Out My Small Feet&lt;/a&gt; posted at &lt;a href=&quot;http://www.moneybeagle.com/&quot; &gt;Money Beagle&lt;/a&gt;, because bigger isn&#039;t always better.&lt;br /&gt;
&lt;img class=&quot;serendipity_image_right&quot; width=&quot;150&quot; style=&quot;float: left; border: 0px; padding-left: 5px; padding-right: 5px;&quot; src=&quot;http://yesiamcheap.com/uploads/People/buscartoon.serendipityThumb.jpg&quot; alt=&quot;&quot; /&gt;&lt;br /&gt;
Just because I thought it was hilarious, Len Penzo presents &lt;a href=&quot;http://lenpenzo.com/blog/id1136-5-crazy-ideas-that-resulted-in-million-dollar-paydays.html&quot; &gt;5 Crazy Ideas That Resulted in Million Dollar Paydays&lt;/a&gt; posted at &lt;a href=&quot;http://lenpenzo.com/blog&quot; &gt;LenPenzo.Com&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Finally, because I think we all need different streams of income, Surfer Sam presents &lt;a href=&quot;http://www.surfersam.com/articles/start-a-new-business-with-no-money.htm&quot; &gt;NEW !! 57 New Businesses to Start With No Money&lt;/a&gt; posted at &lt;a href=&quot;http://www.surfersam.com&quot; &gt;Surfer Sam and Friends&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;RULE #1: IF YOU DON&#039;T HAVE IT, DON&#039;T SPENT IT&lt;/b&gt;&lt;br /&gt;
Adam Williams presents &lt;a href=&quot;http://www.rabbitfunds.com/2010/04/6-more-ways-to-stop-overspending-and-save-money/&quot; &gt;6 More ways to stop overspending and save money&lt;/a&gt; posted at &lt;a href=&quot;http://www.rabbitfunds.com&quot; &gt;RabbitFunds.com&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Joe Plemon presents &lt;a href=&quot;http://personalfinancebythebook.com/how-minimum-credit-card-payments-will-keep-you-in-debt-forever/&quot; &gt;How Minimum Credit Card Payments Will Keep You in Debt Forever&lt;/a&gt; posted at &lt;a href=&quot;http://personalfinancebythebook.com&quot; &gt;Personal Finance By The Book&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
David R. Lampsen presents &lt;a href=&quot;http://www.personalfinanceanalyst.com/save-money-at-garage-sales-without-being-annoying/&quot; &gt;Save Money at Garage Sales without Being Annoying | Personal Finance Analyst&lt;/a&gt; posted at &lt;a href=&quot;http://www.personalfinanceanalyst.com&quot; &gt;Personal Finance Analyst&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Bucksome presents &lt;a href=&quot;http://www.bucksomeboomer.com/2010/05/update-your-interview-wardrobe-without-spending-a-fortune/&quot; &gt;Update your Interview Wardrobe without Spending a Fortune&lt;/a&gt; posted at &lt;a href=&quot;http://www.bucksomeboomer.com&quot; &gt;Buck$ome Boomer&#039;s Journey to Retirement&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Daniel presents &lt;a href=&quot;http://sweatingthebigstuff.com/2010/05/11/do-you-buy-more-than-you-need/&quot; &gt;Do You Buy More Than You Need?&lt;/a&gt; posted at &lt;a href=&quot;http://sweatingthebigstuff.com&quot; &gt;Sweating The Big Stuff&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;RULE #2: FIND WAYS TO SAVE MONEY RIGHT NOW&lt;/b&gt;&lt;br /&gt;
Mike Collins presents &lt;a href=&quot;http://savingmoneytoday.net/2010/is-facebook-keeping-you-poor/&quot; &gt;Is Facebook Keeping You Poor?&lt;/a&gt; posted at &lt;a href=&quot;http://savingmoneytoday.net&quot; &gt;Saving Money Today&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Tom Tessin presents &lt;a href=&quot;http://www.findairlinecards.com/blog/bereavement-flights/&quot; &gt;Bereavement Flights? Tips on Getting One&lt;/a&gt; posted at &lt;a href=&quot;http://www.findairlinecards.com/blog&quot; &gt;FAC Travel Blog&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Mr. Money presents &lt;a href=&quot;http://www.smartonmoney.com/cash-for-caulkers-home-improvement-rebate-money-to-retrofit-your-home-for-energy-efficiency/&quot; &gt;Cash For Caulkers Home Improvement Rebate: Money To Retrofit Your Home For Energy Efficiency&lt;/a&gt; posted at &lt;a href=&quot;http://www.smartonmoney.com&quot; &gt;Smart On Money&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Rona Burstein presents &lt;a href=&quot;http://mastersinhealthcareadministration.com/2010/7-ways-to-earn-more-money-in-the-healthcare-field/&quot; &gt;7 Ways to Earn More Money in the Healthcare Field&lt;/a&gt; posted at &lt;a href=&quot;http://mastersinhealthcareadministration.com&quot; &gt;Masters in Healthcare Administration&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Sustainable Life Blog presents &lt;a href=&quot;http://sustainablelifeblog.com/2010/05/17/saving-money-tip-open-source-software/&quot; &gt;Saving Money Tip: Open Source Software&lt;/a&gt; posted at &lt;a href=&quot;http://sustainablelifeblog.com&quot; &gt;Sustainable Life Blog&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;RULE #3: FIND SOMEONE THAT INSPIRES YOU AND COPY THEM&lt;/b&gt;&lt;br /&gt;
&lt;img class=&quot;serendipity_image_right&quot; width=&quot;200&quot; style=&quot;float: right; border: 0px; padding-left: 5px; padding-right: 5px;&quot; src=&quot;http://yesiamcheap.com/uploads/People/mathtip.jpg&quot;&gt;&lt;br /&gt;
LeanLifeCoach presents &lt;a href=&quot;http://eliminatethemuda.com/2010/04/a-frugal-meal-pizza/&quot; &gt;A Frugal Meal - Pizza; Eliminate The Muda!&lt;/a&gt; posted at &lt;a href=&quot;http://eliminatethemuda.com&quot; &gt;Eliminate The Muda!&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Super Saver presents &lt;a href=&quot;http://my-wealth-builder.blogspot.com/2010/05/just-accepted-great-retirement-part.html&quot; &gt;Just Accepted a Great Retirement Part Time Job&lt;/a&gt; posted at &lt;a href=&quot;http://my-wealth-builder.blogspot.com/&quot; &gt;My Wealth Builder&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Kyle C. presents &lt;a href=&quot;http://www.suburbandollar.com/2010/05/10/wealthy-blogger-list-may-2010/&quot; &gt;Wealthy Blogger List – May 2010&lt;/a&gt; posted at &lt;a href=&quot;http://www.suburbandollar.com&quot; &gt;Suburban Dollar&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
J. Money presents &lt;a href=&quot;http://www.budgetsaresexy.com/2010/05/this-is-what-perseverance-looks-like/&quot; &gt;This is What Perseverance Looks Like&lt;/a&gt; posted at &lt;a href=&quot;http://www.budgetsaresexy.com&quot; &gt;Budgets Are Sexy&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;RULE #4: ALWAYS TRY TO LEARN SOMETHING NEW&lt;/b&gt;&lt;br /&gt;
Craig Ford presents &lt;a href=&quot;http://www.helpmetravelcheap.com/refund-airline-tickets-how-do-you-get-your-money-back/&quot; &gt;Refund Airline Tickets | How Do You Get Your Money Back?&lt;/a&gt; posted at &lt;a href=&quot;http://www.helpmetravelcheap.com/&quot; &gt;Help Me Travel Cheap&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Paul Williams presents &lt;a href=&quot;http://www.providentplan.com/1951/investing-basics-what-is-a-bond/&quot; &gt;Investing Basics: What Is a Bond?&lt;/a&gt; posted at &lt;a href=&quot;http://www.providentplan.com&quot; &gt;Provident Planning&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Consumer Boomer presents &lt;a href=&quot;http://consumerboomer.com/what-is-good-credit-score-why-you-should-care/&quot; &gt;What is a Good Credit Score?&lt;/a&gt; posted at &lt;a href=&quot;http://consumerboomer.com&quot; &gt;Consumer Boomer&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Peter presents &lt;a href=&quot;http://www.biblemoneymatters.com/2010/05/energy-efficiency-money-saving-home-improvement-rebates-homestar-program-cash-for-caulkers.html&quot; &gt;Energy Saving Home Improvement Rebates: The Homestar Program – Cash For Caulkers&lt;/a&gt; posted at &lt;a href=&quot;http://www.biblemoneymatters.com&quot; &gt;Bible Money Matters&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Mr. Credit Card presents &lt;a href=&quot;http://www.askmrcreditcard.com/creditcardblog/hotels-com-savings-and-rebates/&quot; &gt;Hotels.com Savings and Rebates&lt;/a&gt; posted at &lt;a href=&quot;http://www.askmrcreditcard.com/creditcardblog&quot; &gt;Ask Mr Credit Card&#039;s Blog&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Jeff Rose, CFP presents &lt;a href=&quot;http://www.goodfinancialcents.com/how-to-tap-your-ira-with-no-penalty/&quot; &gt;How to Withdraw Money From Your IRA Without Penalty&lt;/a&gt; posted at &lt;a href=&quot;http://www.goodfinancialcents.com&quot; &gt;Jeff Rose&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Madison DuPaix presents &lt;a href=&quot;http://www.mydollarplan.com/chase-freedom-5-cash-back-credit-card/&quot; &gt;Chase Freedom 5% Cash Back Credit Card&lt;/a&gt; posted at &lt;a href=&quot;http://www.mydollarplan.com&quot; &gt;My Dollar Plan&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
D4L presents &lt;a href=&quot;http://dividendsvalue.com/6430/14-stocks-building-wealth-through-higher-dividends/&quot; &gt;14 Stocks Building Wealth Through Higher Dividends&lt;/a&gt; posted at &lt;a href=&quot;http://dividendsvalue.com&quot; &gt;Dividends Value&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Credit Card Detectives presents &lt;a href=&quot;http://creditcarddetectives.com/rbs-platinum-credit-card/&quot; &gt;RBS Platinum Credit Card&lt;/a&gt; posted at &lt;a href=&quot;http://creditcarddetectives.com&quot; &gt;Compare Credit Card Offers | Apply For A Credit Card | Online Credit Card Application&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
TIP Guy presents &lt;a href=&quot;http://www.tipblog.in/goal/feasibility-of-portfolio-dividend-cash-flow-goal-in-year-2020/&quot; &gt;Feasibility of Portfolio Dividend Cash Flow Goal in Year 2020&lt;/a&gt; posted at &lt;a href=&quot;http://www.tipblog.in&quot; &gt;TIPBlog.in&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Ben presents &lt;a href=&quot;http://moneysmartlife.com/sell-your-house-faster-by-fixing-these-problems/&quot; &gt;Sell Your House Faster By Fixing These Problems&lt;/a&gt; posted at &lt;a href=&quot;http://moneysmartlife.com&quot; &gt;Money Smart Life&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
FIRE Finance presents &lt;a href=&quot;http://firefinance.blogspot.com/2009/03/what-is-rule-of-72.html&quot; &gt;What is the Rule of 72?&lt;/a&gt; posted at &lt;a href=&quot;http://firefinance.blogspot.com/&quot; &gt;FIRE Finance&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Mike @ Green Panda presents &lt;a href=&quot;http://www.greenpandatreehouse.com/2010/05/asset-allocation-basis-fixed-income-assets/&quot; &gt;Asset Allocation Basis Part 2: A closer Look at Fixed Income Assets&lt;/a&gt; posted at &lt;a href=&quot;http://www.greenpandatreehouse.com&quot; &gt;Green Panda Treehouse&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
PT presents &lt;a href=&quot;http://ptmoney.com/2010/05/10/how-to-calculate-your-mortgage-payment-for-a-refinance-or-purchase/&quot; &gt;How to Calculate Your Mortgage Payment for a Refinance or Purchase&lt;/a&gt; posted at &lt;a href=&quot;http://ptmoney.com&quot; &gt;PT Money&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
FMF presents &lt;a href=&quot;http://www.freemoneyfinance.com/2010/05/the-eight-money-ratios-part-2.html&quot; &gt;The Eight Money Ratios, Part 2&lt;/a&gt; posted at &lt;a href=&quot;http://www.freemoneyfinance.com&quot; &gt;Free Money Finance&lt;/a&gt;. &lt;br /&gt;
&lt;img class=&quot;serendipity_image_right&quot; width=&quot;300&quot; style=&quot;float: left; border: 0px; padding-left: 5px; padding-right: 5px;&quot; src=&quot;http://yesiamcheap.com/uploads/Images/moremath.jpg&quot; &gt;&lt;br /&gt;
Craig Ford presents &lt;a href=&quot;http://www.moneyhelpforchristians.com/moneydance-review/&quot; &gt;Moneydance Personal Finance Software Review&lt;/a&gt; posted at &lt;a href=&quot;http://www.moneyhelpforchristians.com&quot; &gt;Money Help For Christians&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Aaron presents &lt;a href=&quot;http://www.prepaidcards123.com/prepaid-tips/why-a-social-security-number-is-required-to-get-a-prepaid-credit-card/&quot; &gt;Why A Social Security Number is Required to Get a Prepaid Credit Card&lt;/a&gt; posted at &lt;a href=&quot;http://www.prepaidcards123.com&quot; &gt;Prepaid Cards 123&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Zachary Scheidt presents &lt;a href=&quot;http://zachstocks.com/2010/05/priceline-travel-hits-turbulence/&quot; &gt;Priceline Travel Hits Turbulence&lt;/a&gt; posted at &lt;a href=&quot;http://zachstocks.com&quot; &gt;ZachStocks&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Dan presents &lt;a href=&quot;http://www.etfbase.com/pairs-trade-nav-premium-gold-etf/&quot; &gt;Pairs Trade to Exploit NAV Premium in Physical Gold Fund vs. GLD&lt;/a&gt; posted at &lt;a href=&quot;http://www.etfbase.com/&quot; &gt;ETF Base&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Darwin presents &lt;a href=&quot;http://www.darwinsmoney.com/best-529-plan/&quot; &gt;Best 529 Plans: Everything You Need to Know&lt;/a&gt; posted at &lt;a href=&quot;http://www.darwinsmoney.com&quot; &gt;Darwin&#039;s Money&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;RULE #5: DON’T TAKE YOURSELF TOO SERIOUSLY&lt;/b&gt;&lt;br /&gt;
Tim Chen presents &lt;a href=&quot;http://www.nerdwallet.com/blog/2010/six-wtf-credit-cards/&quot; &gt;Six &#039;WTF?&#039; Credit Cards&lt;/a&gt; posted at &lt;a href=&quot;http://www.nerdwallet.com/blog&quot; &gt;NerdWallet Blog - Credit Card Watch&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
freefrombroke presents &lt;a href=&quot;http://freefrombroke.com/2010/05/eating-healthy-steps.html&quot; &gt;Eating Healthy One Step At A Time&lt;/a&gt; posted at &lt;a href=&quot;http://freefrombroke.com&quot; &gt;Free From Broke&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Jason presents &lt;a href=&quot;http://liverealnow.net/girls-dont-fart/&quot; &gt;Girls Don’t Fart&lt;/a&gt; posted at &lt;a href=&quot;http://liverealnow.net&quot; &gt;Live Real, Now&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
jim presents &lt;a href=&quot;http://wanderlustjourney.com/international-restaurant-tipping-guide/&quot; &gt;International Restaurant Tipping Guide&lt;/a&gt; posted at &lt;a href=&quot;http://wanderlustjourney.com&quot; &gt;Wanderlust Journey&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Tom @ Canadian Finance Blog presents &lt;a href=&quot;http://canadianfinanceblog.com/2010/05/06/tax-refund-will-you-invest-it.htm&quot; &gt;Tax Refund – Will You Invest It?&lt;/a&gt; posted at &lt;a href=&quot;http://canadianfinanceblog.com&quot; &gt;Canadian Finance Blog&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Wealth Pilgrim presents &lt;a href=&quot;http://wealthpilgrim.com/2010/05/avoid-irs-trouble/&quot; &gt;How To Avoid IRS Trouble When Your Spouse Doesn?t File&lt;/a&gt; posted at &lt;a href=&quot;http://wealthpilgrim.com&quot; &gt;Wealth Pilgrim&lt;/a&gt;. &lt;br /&gt;
&lt;br /&gt;
Jason presents &lt;a href=&quot;http://onemoneydesign.com/blog/2010/05/12/mans-thoughts-and-assumptions-about-money&quot; &gt;Man&#039;s Thoughts and Assumptions About Money&lt;/a&gt; posted at &lt;a href=&quot;http://onemoneydesign.com/blog&quot; &gt;One Money Design&lt;/a&gt;. &lt;br /&gt;
 
    </content:encoded>

    <pubDate>Wed, 19 May 2010 08:35:00 -0700</pubDate>
    <guid isPermaLink="false">http://yesiamcheap.com/index.php?/archives/163-guid.html</guid>
    
</item>
<item>
    <title>Festival of Frugality #199 - Damn, No Bonus Edition</title>
    <link>http://yesiamcheap.com/index.php?/archives/104-Festival-of-Frugality-199-Damn,-No-Bonus-Edition.html</link>
            <category>Carnivals</category>
    
    <comments>http://yesiamcheap.com/index.php?/archives/104-Festival-of-Frugality-199-Damn,-No-Bonus-Edition.html#comments</comments>
    <wfw:comment>http://yesiamcheap.com/wfwcomment.php?cid=104</wfw:comment>

    <slash:comments>11</slash:comments>
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    <author>nospam@example.com (Cheapskate Sandy)</author>
    <content:encoded>
    I am hosting my first carnival.  This is the Festival of Frugality #199 - Damn, No Bonus Edition.  Thanks to everyone who submitted an accepted article. &lt;br /&gt;
&lt;br /&gt;
Since I&#039;m not getting overtime, a raise of a bonus this year due to our good friend the recession, it looks like I might have to get even more creative on ways to make some extra money.  Help me out here.  What&#039;s the best way that you have found to make some extra money.  Don&#039;t be shy, share!&lt;br /&gt;
&lt;br /&gt;
&lt;font size=2&gt;&lt;b&gt;My Favorites&lt;/b&gt;&lt;/font&gt;&lt;br /&gt;
Bucksome presents &lt;a href=&quot;http://bucksomeboomer.com/2009/10/how-the-recession-has-hit-our-family/&quot; &gt;How the Recession has Hit Our Family&lt;/a&gt; posted at &lt;a href=&quot;http://bucksomeboomer.com&quot; &gt;Buck$ome Boomer&#039;s Journey to Retirement&lt;/a&gt;. &lt;br /&gt;
&lt;i&gt;Buck$ome Boomer&#039;s reflections on how the recession has personally affected her family&lt;/i&gt;.&lt;br /&gt;
&lt;br /&gt;
Kalani presents &lt;a href=&quot;http://www.notspendingmoney.com/how-to-welcome-overnight-guests-without-spending-money/&quot; &gt;How to Welcome Overnight Guests Without Spending Money&lt;/a&gt; posted at &lt;a href=&quot;http://www.notspendingmoney.com&quot; &gt;Not Spending Money&lt;/a&gt;.&lt;br /&gt;
&lt;i&gt;I&#039;m not particularly fond of guests, but the season is fast approaching where you won&#039;t be able to avoid them&lt;/i&gt;&lt;/a&gt;.&lt;br /&gt;
&lt;br /&gt;
Kristia presents &lt;a href=&quot;http://www.familybalancesheet.org/2009/10/cold-weather-is-comingseven-tips-to.html&quot; &gt;Cold weather is coming...Seven Tips to Save Money on your Heating Bills.&lt;/a&gt; posted at &lt;a href=&quot;http://www.familybalancesheet.org/&quot; &gt;Family Balance Sheet&lt;/a&gt;. &lt;br /&gt;
&lt;i&gt;I like the idea of having heat &lt;b&gt;and&lt;/b&gt; some money in my pocket at the same time&lt;/i&gt;.&lt;br /&gt;
&lt;br /&gt;
Miss M presents &lt;a href=&quot;http://www.misformoney.net/2009/10/frugal-idea-backfires.html&quot; &gt;A Frugal Idea Backfires&lt;/a&gt; posted at &lt;a href=&quot;http://www.misformoney.net/&quot; &gt;M is for Money&lt;/a&gt;. &lt;br /&gt;
&lt;i&gt;Sometimes a frugal idea just doesn&#039;t work out&lt;/i&gt;.&lt;br /&gt;
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Baker presents &lt;a href=&quot;http://manvsdebt.com/rewards/&quot; &gt;Bend Over&amp;#8230; I&amp;#8217;ll Show You Where You Can Stick Your &amp;#8216;Rewards&amp;#8217;.&lt;/a&gt; posted at &lt;a href=&quot;http://manvsdebt.com&quot; &gt;Man Vs. Debt&lt;/a&gt;. &lt;br /&gt;
&lt;i&gt;Bakers teaches us a little bit about personal responsibility&lt;/i&gt;.&lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;Sally Homemaker&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://www.gpb.org/files/national/everyday_baking_main.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
Chief Family Officer presents &lt;a href=&quot;http://www.chieffamilyofficer.com/2009/10/how-to-plan-your-weekly-menu.html&quot; &gt;How to Plan Your Weekly Menu&lt;/a&gt; posted at &lt;a href=&quot;http://www.chieffamilyofficer.com/&quot; &gt;Chief Family Officer&lt;/a&gt;. &lt;br /&gt;
Dan presents &lt;a href=&quot;http://www.mydadblog.com/saving-money-on-baby-food/&quot; &gt;Saving Money on Baby Food with DIY Fresh Fruit&lt;/a&gt; posted at &lt;a href=&quot;http://www.mydadblog.com&quot; &gt;My Dad Blog&lt;/a&gt;. &lt;br /&gt;
Miss Thrifty presents &lt;a href=&quot;http://www.miss-thrifty.co.uk/2009/10/06/ripening-green-tomatoes/&quot; &gt;Ripening green tomatoes, the 1940s way.&lt;/a&gt; posted at &lt;a href=&quot;http://www.miss-thrifty.co.uk&quot; &gt;Miss Thrifty&lt;/a&gt;. &lt;br /&gt;
Mrs. Accountability presents &lt;a href=&quot;http://www.outofdebtagain.com/2009/10/make-your-own-vanilla/&quot; &gt;Make Your Own Vanilla &amp;laquo;Out of Debt Again&lt;/a&gt; posted at &lt;a href=&quot;http://www.outofdebtagain.com/&quot; &gt;Out of Debt Again&lt;/a&gt;. &lt;br /&gt;
Make it from Scratch presents &lt;a href=&quot;http://makeitfromscratch.blogspot.com/2009/10/semi-homemade-hand-soap.html&quot; &gt;Semi Homemade Hand Soap&lt;/a&gt; posted at &lt;a href=&quot;http://makeitfromscratch.blogspot.com/&quot; &gt;Make It From Scratch&lt;/a&gt;. &lt;br /&gt;
The Smarter Wallet presents &lt;a href=&quot;http://thesmarterwallet.com/2009/easy-meal-ideas-soups/&quot; &gt;Easy Meal Idea: Frugal Soups!&lt;/a&gt; posted at &lt;a href=&quot;http://thesmarterwallet.com&quot; &gt;The Smarter Wallet&lt;/a&gt;. &lt;br /&gt;
Lucynda Riley presents &lt;a href=&quot;http://livingcheapnow.info/?p=20&quot; &gt;Make Your Own Starch for Ironing&lt;/a&gt; posted at &lt;a href=&quot;http://livingcheapnow.info&quot; &gt;living cheap now&lt;/a&gt;. &lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;Saving Some Money&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://downtoearthfinance.com/wp-content/uploads/2009/08/money_heart1.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
Silicon Valley Blogger presents &lt;a href=&quot;http://www.thedigeratilife.com/blog/budget-travel-tips-frugal-traveler/&quot; &gt;Budget Travel Tips For The Frugal Traveler&lt;/a&gt; posted at &lt;a href=&quot;http://www.thedigeratilife.com/blog&quot; &gt;The Digerati Life&lt;/a&gt;. &lt;br /&gt;
Peak Personal Finance presents &lt;a href=&quot;http://www.peakpersonalfinance.com/finding-the-right-tax-balance/&quot; &gt;Finding the Right Tax Balance&lt;/a&gt; posted at &lt;a href=&quot;http://www.peakpersonalfinance.com&quot; &gt;Peak Personal Finance&lt;/a&gt;. &lt;br /&gt;
BWL presents &lt;a href=&quot;http://www.christianpf.com/5-ways-to-save-money-on-insurance/&quot; &gt;5 ways to go frugal on insurance&lt;/a&gt; posted at &lt;a href=&quot;http://christianpf.com/&quot; &gt;Christian Personal Finance&lt;/a&gt;. &lt;br /&gt;
Wojciech Kulicki presents &lt;a href=&quot;http://www.fiscalfizzle.com/2009/10/save-money-exercise/&quot; &gt;Money Saving Tips for Exercise&lt;/a&gt; posted at &lt;a href=&quot;http://www.fiscalfizzle.com&quot; &gt;Fiscal Fizzle&lt;/a&gt;. &lt;br /&gt;
FMF presents &lt;a href=&quot;http://www.freemoneyfinance.com/2009/09/10-ways-to-save-money-on-car-ownership.html&quot; &gt;Free Money Finance: 10 Ways to Save Money on Car Ownership&lt;/a&gt; posted at &lt;a href=&quot;http://www.freemoneyfinance.com/&quot; &gt;Free Money Finance&lt;/a&gt;. &lt;br /&gt;
Tyler presents &lt;a href=&quot;http://frugallygreen.org/2009/10/10-green-changes-in-less-than-10-minutes-for-less-than-10/&quot; &gt;10 Green Changes in Less than 10 Minutes for Less than $10&lt;/a&gt; posted at &lt;a href=&quot;http://frugallygreen.org&quot; &gt;Frugally Green&lt;/a&gt;. &lt;br /&gt;
Catherine presents &lt;a href=&quot;http://frugalhomemakerplus.blogspot.com/2009/10/living-on-less-part-iii-dont-buy.html&quot; &gt;Living On Less Part III: Don&#039;t. Buy. Anything.&lt;/a&gt; posted at &lt;a href=&quot;http://frugalhomemakerplus.blogspot.com/&quot; &gt;Frugal Homemaker Plus&lt;/a&gt;. &lt;br /&gt;
Tom @ Canadian Finance Blog presents &lt;a href=&quot;http://canadianfinanceblog.com/2009/03/23/10-ways-to-reduce-your-heating-bill.htm&quot; &gt;10 Ways To Reduce Your Heating Bill | The Canadian Finance Blog&lt;/a&gt; posted at &lt;a href=&quot;http://canadianfinanceblog.com&quot; &gt;The Canadian Finance Blog&lt;/a&gt;. &lt;br /&gt;
Banker Saver presents &lt;a href=&quot;http://bankersaver.com/bank-overdraft-fees-overdraft-protection/&quot; &gt;Escape Bank Overdraft Fees Without Overdraft Protection&lt;/a&gt; posted at &lt;a href=&quot;http://bankersaver.com/&quot; &gt;Banker Saver&lt;/a&gt;. &lt;br /&gt;
FruGal presents &lt;a href=&quot;http://www.totallymoney.com/frugal/?p=1134&quot; &gt;How to save money at the cinema&lt;/a&gt; posted at &lt;a href=&quot;http://www.totallymoney.com/frugal&quot; &gt;FruGal&lt;/a&gt;. &lt;br /&gt;
Matt B presents &lt;a href=&quot;http://financialmethods.org/2009/09/five-monthly-expenses-that-can-easily-be-reduced.html&quot; &gt;Five Monthly Expenses That Can Easily be Reduced&lt;/a&gt; posted at &lt;a href=&quot;http://www.financialmethods.org&quot; &gt;Financial Methods&lt;/a&gt;. &lt;br /&gt;
Patrick @ Money Saving Deals presents &lt;a href=&quot;http://cashmoneylife.com/deals/free-money-for-opening-ohio-529-college-savings-account/&quot; &gt;Free Money For Opening Ohio 529 College Savings Account&lt;/a&gt; posted at &lt;a href=&quot;http://cashmoneylife.com/deals&quot; &gt;Money Saving Deals&lt;/a&gt;. &lt;br /&gt;
Curt presents &lt;a href=&quot;http://www.pennyjobs.com/pp/public/Articles.aspx?aid=433&quot; &gt;How to Hedge Against Inflation With a Home Equity Loan&lt;/a&gt; posted at &lt;a href=&quot;http://www.pennyjobs.com&quot; &gt;PennyJobs.com&lt;/a&gt;. &lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;Credit Card Stuff&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://ownercommunity.homeaway.com/Resources/Image/Stock%20Photos%20w/credit%20card%20with%20lock.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
Ashley presents &lt;a href=&quot;http://www.spendonlife.com/blog/christmas-credit-card-debt&quot; &gt;10 Steps to Avoid Christmas Credit Card Debt&lt;/a&gt; posted at &lt;a href=&quot;http://www.spendonlife.com/frontpage&quot; &gt;SpendOnLife&lt;/a&gt;. &lt;br /&gt;
David presents &lt;a href=&quot;http://creditcardoffersiq.com/blog/frequent-flyer-miles-credit-cards/&quot; &gt;Frequent Flyer Miles Credit Cards&lt;/a&gt; posted at &lt;a href=&quot;http://creditcardoffersiq.com&quot; &gt;Credit Card Offers IQ&lt;/a&gt;. &lt;br /&gt;
Cecil Dellison presents &lt;a href=&quot;http://www.clearchoicecreditcards.com/no-real-defense-against-credit-card-interest-rate-hikes.html&quot; &gt;No Real Defense Against Credit Card Interest Rate Hikes | Clearchoicecreditcards&lt;/a&gt; posted at &lt;a href=&quot;http://www.clearchoicecreditcards.com/&quot; &gt;Clear Choice Credit Cards&lt;/a&gt;. &lt;br /&gt;
One Mint presents &lt;a href=&quot;http://www.onemint.com/2009/10/07/prepaid-debit-cards-to-control-spending/&quot; &gt;Prepaid debit cards to control spending&lt;/a&gt; posted at &lt;a href=&quot;http://www.onemint.com&quot; &gt;OneMint&lt;/a&gt;. &lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;Educating You!&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://www.campusaccess.com/images/education.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
Kaye presents &lt;a href=&quot;http://mrsnespysworld.blogspot.com/2009/10/how-speeding-can-cost-you.html&quot; &gt;How Speeding Can Cost You&lt;/a&gt; posted at &lt;a href=&quot;http://mrsnespysworld.blogspot.com/&quot; &gt;Mrs. Nespy&#039;s Frugal World&lt;/a&gt;. &lt;br /&gt;
Wealth Pilgrim presents &lt;a href=&quot;http://wealthpilgrim.com/2009/10/boost-your-retirement-income-by-23-by-avoiding-these-investment-mistakes/&quot; &gt;Boost Your Retirement Income by 23% By Avoiding These Investment Mistakes&lt;/a&gt; posted at &lt;a href=&quot;http://wealthpilgrim.com&quot; &gt;Wealth Pilgrim: Money Management Advice, Financial Stress Management, &amp;amp; Resources&lt;/a&gt;. &lt;br /&gt;
April presents &lt;a href=&quot;http://www.getrichslowly.org/blog/2009/10/06/how-to-stop-buying-clothes-you-never-wear/&quot; &gt;How to Stop Buying Clothes You Never Wear&lt;/a&gt; posted at &lt;a href=&quot;http://www.getrichslowly.org/blog&quot; &gt;Get Rich Slowly&lt;/a&gt;. &lt;br /&gt;
Craig Ford presents &lt;a href=&quot;http://www.moneyhelpforchristians.com/101-ways-to-give/&quot; &gt;101 Ways To Give: Time, Money, Energy, and Talents&lt;/a&gt; posted at &lt;a href=&quot;http://www.moneyhelpforchristians.com&quot; &gt;Money Help For Christians&lt;/a&gt;. &lt;br /&gt;
Northern Cheapskate presents &lt;a href=&quot;http://www.northerncheapskate.com/2009/09/whats-mine-is-mine-merging-finances.html&quot; &gt;Northern Cheapskate: What&#039;s Mine is Mine: Merging Finances&lt;/a&gt; posted at &lt;a href=&quot;http://www.northerncheapskate.com/&quot; &gt;Northern Cheapskate&lt;/a&gt;. &lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;It&#039;s All About Me&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://pandria.com/wp-content/uploads/2009/06/selfish2.gif&quot; align=right  width=80&gt;&lt;br /&gt;
Dave Damron presents &lt;a href=&quot;http://lifeexcursion.com/index.php/living-college/&quot; &gt;Living Off the College Mean&lt;/a&gt; posted at &lt;a href=&quot;http://lifeexcursion.com&quot; &gt;LifeExcursion&lt;/a&gt;. &lt;br /&gt;
a.b. presents &lt;a href=&quot;http://www.moderntightwad.com/2009/10/im-not-poor-im-not-cheap-im-frugal.html&quot; &gt;I&#039;m Not Poor, I&#039;m Not Cheap, I&#039;m Frugal!&lt;/a&gt; posted at &lt;a href=&quot;http://www.moderntightwad.com/&quot; &gt;Modern Tightwad&lt;/a&gt;. &lt;br /&gt;
Shadox presents &lt;a href=&quot;http://moneyandsuch.blogspot.com/2009/10/medical-insurance-small-battles-of.html&quot; &gt;Medical Insurance: Small Battles of Attrition&lt;/a&gt; posted at &lt;a href=&quot;http://moneyandsuch.blogspot.com/&quot; &gt;Money and Such&lt;/a&gt;. &lt;br /&gt;
Shadox presents &lt;a href=&quot;http://moneyandsuch.blogspot.com/2009/10/medical-insurance-small-battles-of.html&quot; &gt;Medical Insurance: Small Battles of Attrition&lt;/a&gt; posted at &lt;a href=&quot;http://moneyandsuch.blogspot.com/&quot; &gt;Money and Such&lt;/a&gt;. &lt;br /&gt;
Wren Caulfield presents &lt;a href=&quot;http://trueadventuresinmoneyhacking.blogspot.com/2009/10/autumn-is-in-full-swing.html&quot; &gt;Autumn is in full swing!&lt;/a&gt; posted at &lt;a href=&quot;http://trueadventuresinmoneyhacking.blogspot.com/&quot; &gt;True Adventures in Money Hacking&lt;/a&gt;.&lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;Banking&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://www.herecomestheblog.com/ATM.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
DR presents &lt;a href=&quot;http://www.doughroller.net/banking/list-penalty-cd-certificates-deposit-rates/&quot; &gt;List of No Penalty CD (Certificates of Deposit) Rates&lt;/a&gt; posted at &lt;a href=&quot;http://doughroller.net&quot; &gt;The Dough Roller&lt;/a&gt;. &lt;br /&gt;
MoneyNing presents &lt;a href=&quot;http://moneyning.com/review/high-yield-savings-account-rates/&quot; &gt;Why Do High Yield Savings Account Rates Change&lt;/a&gt; posted at &lt;a href=&quot;http://moneyning.com&quot; &gt;Money Ning&lt;/a&gt;. &lt;br /&gt;
Ray @ Financial Highway presents &lt;a href=&quot;http://financialhighway.com/probate-why-and-how-to-avoid-probate-fees/&quot; &gt;Probate- Why and How to Avoid Probate Fees&lt;/a&gt; posted at &lt;a href=&quot;http://financialhighway.com&quot; &gt;Financial Highway&lt;/a&gt;. &lt;br /&gt;
Raj Patel presents &lt;a href=&quot;http://www.debtgoal.com/blog/balance-transfer-option-off-of-the-table/&quot; &gt;Balance transfer option off of the table?&lt;/a&gt; posted at &lt;a href=&quot;http://www.debtgoal.com/blog&quot; &gt;DebtGoal&lt;/a&gt;. &lt;br /&gt;
Patrick @ Military Money presents &lt;a href=&quot;http://militaryfinancenetwork.com/2009/10/09/fdic-insured-banks/&quot; &gt;Why You Should Only Bank at FDIC Insured Banks&lt;/a&gt; posted at &lt;a href=&quot;http://militaryfinancenetwork.com&quot; &gt;Military Finance Network&lt;/a&gt;. &lt;br /&gt;
Madison presents &lt;a href=&quot;http://www.mydollarplan.com/bank-of-america-100-bonus/&quot; &gt;Bank of America $100 Bonus&lt;/a&gt; posted at &lt;a href=&quot;http://www.mydollarplan.com&quot; &gt;My Dollar Plan&lt;/a&gt;. &lt;br /&gt;
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&lt;font size=2&gt;&lt;b&gt;More Stuff&lt;/b&gt;&lt;/font&gt;&lt;img src=&quot;http://richardwiseman.files.wordpress.com/2009/05/question-mark3a.jpg&quot; align=right  width=80&gt;&lt;br /&gt;
MLR presents &lt;a href=&quot;http://www.myliferoi.com/2009/10/guide-to-greatness/&quot; &gt;A Guide to Greatness&lt;/a&gt; posted at &lt;a href=&quot;http://www.myliferoi.com&quot; &gt;My Life ROI, Getting the Best Return On Life&lt;/a&gt;. &lt;br /&gt;
Travis presents &lt;a href=&quot;http://www.christianmoneymountain.com/2009/10/are-you-material-girl-or-guy.html&quot; &gt;Are you a material girl or guy?&lt;/a&gt; posted at &lt;a href=&quot;http://www.christianmoneymountain.com/&quot; &gt;Christian Money Mountain&lt;/a&gt;. &lt;br /&gt;
Heidi presents &lt;a href=&quot;http://www.littlepeoplewealth.com/2009/09/more-free-software.html&quot; &gt;Getting Free Computer Software&lt;/a&gt; posted at &lt;a href=&quot;http://www.littlepeoplewealth.com/&quot; &gt;Little People Wealth&lt;/a&gt;. &lt;br /&gt;
Sun presents &lt;a href=&quot;http://blog.quicken.intuit.com/quicken-tips/2009/09/30/how-to-stash-cash-when-you-relocate/&quot; &gt;How to Stash Cash When You Relocate&lt;/a&gt; posted at &lt;a href=&quot;http://blog.quicken.intuit.com&quot; &gt;The Quicken Blog&lt;/a&gt;. &lt;br /&gt;
Aryn presents &lt;a href=&quot;http://www.soundmoneymatters.com/gifts-equal-love/&quot; &gt;That Makes Me Stabby: Gifts=Love&lt;/a&gt; posted at &lt;a href=&quot;http://www.soundmoneymatters.com&quot; &gt;Sound Money Matters&lt;/a&gt;. &lt;br /&gt;
Chance.pfsr presents &lt;a href=&quot;http://personalfinancesoftwarereviews.com/new-moneywell-review-posted/&quot; &gt;New MoneyWell Review Posted&lt;/a&gt; posted at &lt;a href=&quot;http://personalfinancesoftwarereviews.com&quot; &gt;Personal Finance Software Reviews&lt;/a&gt;. &lt;br /&gt;
Jake presents &lt;a href=&quot;http://www.yourbestweekend.com/get-rid-of-everything-you-own/&quot; &gt;Get rid of everything you own&lt;/a&gt; posted at &lt;a href=&quot;http://www.yourbestweekend.com&quot; &gt;Your Best Weekend&lt;/a&gt;. &lt;br /&gt;
The Investor presents &lt;a href=&quot;http://monevator.com/2009/10/01/emergency-funds-the-ten-essential-steps/&quot; &gt;Emergency funds: The ten essential steps&lt;/a&gt; posted at &lt;a href=&quot;http://monevator.com&quot; &gt;Monevator.com&lt;/a&gt;. &lt;br /&gt;
PT presents &lt;a href=&quot;http://ptmoney.com/2009/10/08/relying-too-much-on-future-you/&quot; &gt;Relying Too Much on “Future You”&lt;/a&gt; posted at &lt;a href=&quot;http://ptmoney.com&quot; &gt;PT Money&lt;/a&gt;. &lt;br /&gt;
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&lt;center&gt;&lt;a href=&quot;http://www.stumbleupon.com/submit?url=http%3A%2F%2Fyesiamcheap.com%2Findex.php%3F%2Farchives%2F104-Festival-of-Frugality-199-Damn%2C-No-Bonus-Edition.html&quot;&gt;Stumble It!&lt;/a&gt;&lt;/center&gt;&lt;br /&gt;
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    <pubDate>Mon, 12 Oct 2009 23:04:00 -0700</pubDate>
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