May 1 Debt Check In

With the exception of my allergies, April was a good month to me.  I finally went back to working a normal work schedule instead of some grueling overtime hours.  The money was nice, but sleep and sanity is even better.  My Earth Day giveaway was a rousing success.  I had well over 60 entries which was awesome!  Congrats again to all of the winners and of course a big thank you to the sponsors again.

The government finally discharged the amount that I owed then, but getting them to send me a letter saying that the obligation was fulfilled that I can send to the credit bureaus is probably going to require the blood of my first born and at least a chicken sacrifice or two.  If anyone knows how to get paperwork out of New York State’s Department of Taxation and Finance, please let me know, because I have no clue.  They’ll cash my check but they won’t send me a damn letter.

Debt time!  I joined the Big Cajun Man’s Lenten Financial Challenge where we had to give something up for the month and then do more of something.  I decided to give up spending, especially with the credit cards and stash a bit more of my income into debt.  I did the best that I could to embrace the challenge, and so here is my update on my debt.

blog income
blog income

My debt fell by $1.747.13.  Considering that my monthly take home pay is roughly $2,400 plus a little over $500 front my erstwhile tenant, that’s not bad.  My debt is steadily heading in the right direction and I am pretty happy with that, but sometimes I find myself impatient with myself.  I might have mentioned before that I had ADD and that I am awfully forgetful.  I somehow forgot an envelope with $750 in cash that I was to use to get a certified check for property taxes in a restaurant.  Suffice to say, it’s gone.  I try hard to overcome my forgetfulness, but sometimes it has horrible consequences like this one.  I’ll have to make up the tax money with some blog income this month, so excuse me if you see a few more sponsored things and ads than is normal.

One more important thing to note is that I was supposed to be rid of my pain in the arse tenant at the end of the month but the woman that rhymes with itch refused to accept the notice that I sent certified to her notifying her to get the beep out of my house and take Cujo with her.  So, I might be stuck with her for one more month as I have to go there to drop off a damn letter in person.  If any of you know anyone in the Wilkes-Barre/Scranton, PA area that would love to make a quick $25 for taping said letter to her door and snapping a photo, send me an e-mail.  I’m serious.  I’d have more to say but they all have four letters and this is a family friendly-ish blog.

Blog Income

Blog income time.  Move along, there’s nothing to see here.  Okay, it’s below:

Google: $72.93
Sponsored Tweets: $4.80
Commission Junction: $2
Private Ads: $250
Total: $329.73

This is my all-time best month for income from Google.  While it’s good that my income increased, it did so on the back of one particular article that I hope that most people won’t need about how to get free appliances from the government.  Ad income fell in April, but I already have a few things liked up for May which will more than surpass what I made last month.  Not listed here was a focus group that I participated in which netted me $75.  I also got to preview some gadgets that you tech lovers would be salivating over.  I’d love to tell you, but those confidentiality agreements get in the way.

After living like a hermit last month to push more to debt, I have a couple of social things lined up this month, most notably a wedding this weekend.  This entire wedding thing is inspiring me to write a post.  Mainly, I want to ask the question, why would you put yourself into tens of thousand of dollars of debt just to get married?  Paying $50 a head in catering costs for family members that you don’t like anyway is stupid.  But I’ll save that for another time.  Now that I have a little time on my hands I’ll try to finish an eBook that I’ve been working on to give for free to you!

Goals

I don’t usually list goals, but in May I hope to make at least $1,000 in blog income to pay $200 to my cousin for the honor of this invitation to the wedding, and $800 to go towards the real estate taxes because I now owe a late fee.  The last thing that I need is a tax lien on the investment property.  It’s bad enough that I have to deal with my tenant from hell.  I’ll be sure to update you guys on that entire situation.

Here’s to getting rid of the government, getting rid of the tenant and her dog, getting rid of over $1,700 in debt and slaying more debt.  In honor of the new royal couple, cheers.

Join the newsletter

Subscribe to get our latest content by email.

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit
Related Posts Plugin for WordPress, Blogger...

19 thoughts on “May 1 Debt Check In

  • Good job, you are making progress! For me, I don’t rely on my memory for paying bills. I set up payments using online banking and a tickler system on my desk. In addition, I use a day timer calendar that I refer to everyday. As far as your tenant, use a service so you can document the posting on her door. This too will pass! Good luck.

  • Good job, you are making progress! For me, I don’t rely on my memory for paying bills. I set up payments using online banking and a tickler system on my desk. In addition, I use a day timer calendar that I refer to everyday. As far as your tenant, use a service so you can document the posting on her door. This too will pass! Good luck.

  • Congrats on the progress. So sorry to hear about forgetting that cash. I rarely carry much cash with me for that very reason.

    Hopefully the tenant leaves for you peacefully. I just replaced the flooring in one of my rentals. Makes for quite a bit of negative cash flow.

    • I almost never have any money on me. It was just that one day. I wanted to smack myself, but it doesn’t make sense being sad about it. I just have to redouble me efforts.

  • Congrats on the progress. So sorry to hear about forgetting that cash. I rarely carry much cash with me for that very reason.

    Hopefully the tenant leaves for you peacefully. I just replaced the flooring in one of my rentals. Makes for quite a bit of negative cash flow.

    • I almost never have any money on me. It was just that one day. I wanted to smack myself, but it doesn’t make sense being sad about it. I just have to redouble me efforts.

    • I should hit Google payout at the end of the month and the money some time later. These days I have been hitting payout every 2 months which is great!

    • I should hit Google payout at the end of the month and the money some time later. These days I have been hitting payout every 2 months which is great!

    • You are absolutely right. I was able to pay so much of my debt last month because I sent off every extra $20 that I found myself with. Every time I noticed $20 in my account, out it went.

  • You are absolutely right. I was able to pay so much of my debt last month because I sent off every extra $20 that I found myself with. Every time I noticed $20 in my account, out it went.

  • I wish that I was as discipline as you are about managing your debt, I just can’t seem to do it for some reason

  • I wish that I was as discipline as you are about managing your debt, I just can’t seem to do it for some reason

  • Great job on the debt progress! Bummer about the property tax money. Hopefully your tenant (and dog) problem will be resolved sooner rather than later…

  • I had the exact same thought! I was talking to a colleague of mine who had spent $45,000 on her wedding!!!

    $45,000!!!

    You can buy a luxury car with that money.
    you can do a sizeable down payment on a home with that money.

    Is it worth it for just one day?

    I hope you make your $1000 goal for May! 🙂 I know you will 🙂

  • I had the exact same thought! I was talking to a colleague of mine who had spent $45,000 on her wedding!!!

    $45,000!!!

    You can buy a luxury car with that money.
    you can do a sizeable down payment on a home with that money.

    Is it worth it for just one day?

    I hope you make your $1000 goal for May! 🙂 I know you will 🙂

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.