My Tenant Paid The Rent

I have a tenant.  Oh boy, do I have a tenant. If you have not been following my saga, please go back and read a bit.  Don’t worry, I’ll wait.

After everything that has occurred I feel as if I owe you an update about the tenant situation.  Recall, my tenant has terminal cancer and the government pays about 75% of her rent.  With the exception of 2 months, she’s paid her rent late every month since I purchased the home.  When I hadn’t received her rent for November, I sent her a certified, return receipt notice to pay within 3 days of receipt (including a $50 late fee) or vacate within 10 days or eviction proceedings would begin.

The letter arrived to the home on the 15th however it was not signed for, so I arranged a redelivery.  The letter was finally delivered on the 19th a little after 1PM.  Wouldn’t you know it, but my cell phone began ringing at 4pm.  Considering that she hadn’t called me since her rent had been due almost 3 weeks before, I knew that she had received my letter.  Since she has the option of directly depositing her rent into my account or mailing it to me, I decided to check my account.  Whad’ya know?  The rent had been paid within an hour of the delivery of my letter.

Last month I had asked you, dear reader, what to do if she paid late.  The majority of you said to charge her the late fee and let her know that lateness would not continue to be tolerated.  I think that she gets the message. In fact, I gave her the courtesy of returning her call where she made no mention of the letter.  I am sure that she assumed that I did not know that the letter had been delivered since it would take 2 days for the return portion to get back to me.  Ah, the advances of the internet.   She said that she had mailed the rent out but that it was returned unopened and miracle-of-all-miracles, she had just received her check back today. **cough** BULLSHIT **cough**.  I was nice and didn’t call her on her obvious lie.  From now on, she said, she would just deposit the rent on the first of the month instead of mailing a check.  Considering that the rent is due on the first, that’s awfully nice of her.

Since the tenant now knows that I mean business and that I know the laws of the state, I think that she’s been scared straight, but I still will not renew her lease again.  I only did a 6 month lease with her which will end in April and I can’t wait to get rid of her.  The house will probably be vacant for that month while I clean it up and look for tenants but I should be able to rent it for slightly more than what I collect from her now.  Plus, she smokes and has a HUGE scary dog which makes my insurance rate ridiculously high.  Even if I lose money for that month I hope to regain it on the back end by charging a higher rent and reducing my insurance premiums on the home.

Hopefully nothing else will go wrong within the next few months but with this tenant one can never be too sure.

This post was featured in the 83rd edition of the Carnival of Money Stories hosted by Money Beagle.

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25 thoughts on “My Tenant Paid The Rent

  • She still sounds like more trouble than she’s worth.

    If she can do it once, she can do it again.

    Any chance you could search for a new tenant?

    (yes I realize I sound heartless seeing as she’s a terminal cancer patient and all, but why should you be stressed out because of her condition?)

  • I am so thankful we have a stable tenant. I must confess that we use a property management service so we don’t have to deal with what you’re going through. My job is already stressful enough so I don’t need another stresser. Good luck in the next few months. Keep us posted.

  • Wow, tough dilemma. Did you know she has terminal cancer when you bought?

    In San Fran, a landlord CANNOT evict a tenant with a terminal illness, no matter what. How is it there?

    BTW, do you have a Share This or Tweetmeme button so readers can help share your stuff?

    Cheers

    • I didn’t know until closing that she had terminal cancer. She is not frail or elderly by any sense of the word. Think Elizabeth Edwards. I have to find out some more about the rules for evicting terminal people. Either way I am not renewing her lease.

    • She isn’t elderly and thank GOD this is not New York. I woudl never, ever, ever rent to someone in NY. I’ve seen the horror stories of people not paying rent and being allowed to stay for more than a year in a place. No thanks.

    • I don’t think so. She smokes. I have nothing against smokers but it’s hard to get rid of that smell and to rent to someone else. Plus she has a dog that must weigh about 80-90 pounds and he goes to the bathroom all over the yard. She is not so good about picking up after him in a timely manner. I really want to get rid of her, but renewed her rent because finding new tenants in the winter is tough.

  • Oh what a terrible situation! 🙁

    AND she smokes and has a big dog. Yeesh- what a predicament.

    I’m not sure what the rules are down south (nor do I know up north), but hopefully you find a way to have her live somewhere else.

    I think not paying rent on time is grounds for eviction..

    It is sad that she has terminal cancer though- do you know what her prognosis might be?

  • Oh what a terrible situation! 🙁

    AND she smokes and has a big dog. Yeesh- what a predicament.

    I’m not sure what the rules are down south (nor do I know up north), but hopefully you find a way to have her live somewhere else.

    I think not paying rent on time is grounds for eviction..

    It is sad that she has terminal cancer though- do you know what her prognosis might be?

  • Wow that sounds awful! You’d think she’s understand that you mean business, but maybe she thinks her illness is enough for you to have pity on her and she can do whatever she wants.

  • I have thought about buying a place to rent out, but it seems like a biiig risk and that the return isn’t so great. Is your rent-to-cost ratio a good number?

    The only reason I can think to do it is because you can get a loan for this kind of investment. Whereas, you might get a better return with less work in the stock market, but you won’t get a great rate on a loan to stick in the stock market 😉

  • I have thought about buying a place to rent out, but it seems like a biiig risk and that the return isn’t so great. Is your rent-to-cost ratio a good number?

    The only reason I can think to do it is because you can get a loan for this kind of investment. Whereas, you might get a better return with less work in the stock market, but you won’t get a great rate on a loan to stick in the stock market 😉

  • Love your stories. Sounds stressful, but on the brightside, your stories are very engaging, raw, and entertaining. Blogging is such a great tool I have to say. Where would we be without it? 🙂

  • Love your stories. Sounds stressful, but on the brightside, your stories are very engaging, raw, and entertaining. Blogging is such a great tool I have to say. Where would we be without it? 🙂

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