It is now almost the end of January. If you have not already abandoned your New Year’s resolutions, this is a great time to solidify a resolution that is probably already on your list – getting out of debt. Or at least, it’s prime time to begin formalizing a plan to get out of debt in 2012.
I know that you probably go to work and pay your bills religiously, but you might feel as if you’re going nowhere. I did the same thing for years. I woke up every morning with the ominous shadow of a huge debt and the threat of being sued by the landlord of the commercial property where my business had been located, for future rent. Anxiety and TUMS ruled my life, but still, I paid my bills on time. […]