Since 2009, Yes I Am Cheap has helped readers navigate real-life financial challenges through practical, relatable, and accessible financial education.

What began as a personal debt payoff journey evolved into an award-winning financial education platform focused on helping everyday people make smarter financial decisions without shame, confusion, or overwhelming financial jargon.

Over the years, Yes I Am Cheap has been recognized within the personal finance industry for its commitment to financial literacy, community impact, and authentic financial storytelling.

Awards & Recognition

Yes I Am Cheap has received recognition through the Plutus Foundation and the Plutus Awards for excellence in financial content creation and community-focused financial education.

Awards & Honors

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Featured In

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Selected Media Mentions

Articles & Interviews

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Trusted Financial Education Since 2009

For more than a decade, Yes I Am Cheap has created educational content focused on helping readers improve their financial lives through practical, realistic, and judgment-free financial guidance.

Content across the platform focuses on:

budgeting,
debt payoff,
credit improvement,
financial wellness,
family finance,
saving money,
side hustles,
and everyday financial literacy.

The platform’s mission has remained consistent from the beginning:
making financial education approachable, actionable, and relatable for real people navigating real financial situations.

About the Founder

Sandy Smith is a financial educator, speaker, and founder of Yes I Am Cheap and the Elevate Community.

She is a:

Certified Financial Education Instructor (CFEI),
MBA graduate with a concentration in Small Business and Entrepreneurship,
award-winning financial content creator,
and longtime advocate for accessible financial literacy.

Her work combines lived financial experience with years of financial education and community engagement to help readers make more informed and confident financial decisions.

Media Topics & Expertise

Yes I Am Cheap and founder Sandy Smith are available to discuss topics including:

Debt payoff strategies
Budgeting and saving money
Financial literacy
Women and money
Credit and credit improvement
Family finance
Entrepreneurship
Financial wellness
Real-world money management
Building sustainable financial habits

Media & Collaboration Inquiries

For interviews, speaking opportunities, podcast appearances, partnerships, collaborations, or media inquiries, please visit the contact page on the website.