Traveling allows us to experience new cultures, taste delicious food and create long lasting memories. However, all these experiences come at a price and for many, the cost can be too high when compared to every day expenses. How do you fit vacations into your budget when you have bills to pay, a family to[…]

Let’s just face the facts. We live in an instant gratification society. Further, people judge one another based upon the car they drive, the neighborhood in which they live and the schools they attended. All of these things necessitate spending money — and a lot of people willingly go into debt to acquire them. However,[…]