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Author: Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

bullshit degree - College Degrees

Off The Reservation

College Degrees Are Sometimes Bullshit

I’m going off the reservation again.  This is all stream of consciousness, so, I’m apologizing up front. The other half and I…

July 15, 2013
financial aid - Student Loan

News

Student Loan Rates Double

Planning on taking out student loans? On July 1, 2013, subsidized Federal Stafford student loan interest rates doubled from 3.4% to 6.8%…

July 1, 2013
Why You Should Invest and Not Pay Off Your Mortgage Early

Investing

5 Ways to Invest Your Money

Are you currently in a position to invest? Congratulations! This is a very exciting time for you and I’m sure you have…

July 1, 2013
spending

Save Money

How to Mitigate Spending

Despite the recession, many people have still enjoyed comfortable lifestyles where they can pick up new gadgets and re-dress themselves on a…

June 23, 2013
37k house - remtal Property returns - debt reduction

Rental Property

Reviewing My Rental Property Returns

Someone pointed out that I am long overdue for a financial update on my rental properties.  You’re absolutely right.  Since buying the…

May 23, 2013
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