Finance 101
What Parents Need to Know About 530A “Trump” Accounts
What are 530A accounts, and should you open one for your child? Learn how Trump Accounts work, who qualifies for the $1,000…
September 5, 2026Browse
Author: Sandy Smith
I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.
News
Billions in Tariff Refunds Are Going Back to Companies. Will You Get Any Money Back?
If you noticed that groceries, household goods, electronics, clothing, and other everyday purchases seemed more expensive over the past year, tariffs may…
August 11, 2026
Make Money
What Do You Need to Operate a Home-Based Business?
So, you’ve decided to jump in with both feet, take control of your destiny, and run your own business. Even better, you’ve…
June 19, 2026
Learn Something
How to Prepare Financially for Divorce: 10 Steps to Protect Your Future
Divorce is emotional, but protecting your finances matters too. Learn the key money moves to make before filing and avoid costly mistakes.
June 11, 2026
Finance 101
Understanding Your Flexible Spending Account
From working within Human Resources, I realize that many people don't understand how the whole flexible spending account thing works and how…
June 5, 2026
Save Money
10 Ways To Save Money On Gasoline in 2026
Gas prices are high. Here are 10 practical ways to spend less at the pump.
June 2, 2026
About Me
Why I Embrace Being Called Cheap
Being called "cheap" is usually something negative but I embraced that title and it has led to financial freedom.
May 30, 2026
Learn Something
Financial Experts Best Advice for The Year Before You Buy a House
Buying a house can be exciting, but if you have never done it before, it can also be incredibly intimidating. Here, a…
May 28, 2026
Finance 101
What Is A High Deductible Health Plan?
With healthcare costs rising every year, just about everyone is looking for different ways to save money on their monthly health insurance…
May 26, 2026
Make Money
How Stay-at-Home Moms Can Make Money From Home
Stay-at-home moms have a very important job, but if money gets tight, it can be hard to leave young children to find…
May 24, 2026
Learn Something
How to Find Unclaimed Money That Might Belong to You
While most states have departments committed to returning unclaimed property to its actual owner, on average less than 30 percent is returned,…
October 13, 2025
Lifestyle
Lifestyle Changes To Pay Down Debt Faster
Practical lifestyle changes to pay off debt faster in 2025. Downsize, save more, and build financial freedom with these debt reduction tips.
October 9, 2025