Sandy Smith

Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

Finally, My W-2

Am I the only been that's been impatiently waiting for their W-2? I FINALLY got mine on Saturday and I...

No Buy Month

So Natalie over at the Frugalista Files is taking up the No Buy Month challenge. I heard about this challenge...

Sandy with pay off debt Ideas with blog yes I am cheap

Welcome!

Let me introduce myself. My name is Sandy and I'm a 30 year old female. I live and work in...

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