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Author: Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

YIAC

Recipes

Feed Family of Four for $10

I couldn’t resist making this post. I know that we’re all pinching pennies and one of the ways that I found to…

February 17, 2009
YIAC

About Me

How the Stimulus Affects Me

So have you heard of this $787 billion stimulus bill thing that the President is supposed to sign today? Yeah, it crossed…

February 17, 2009
YIAC

Reduce Debt

Super Sweet Saturday

Take a look at my running debt balance on the left. Do you notice something? One of my credit card balances now…

February 14, 2009
YIAC

Save Money

The Art of the Coupon

I don’t know if you are still a part of the clan of individuals who are embarrassed to use coupons. If you…

February 13, 2009
Suze Orman

Scams

Suze Orman is the Devil

That lady over there is Suze Orman. You’ve seen her. You know you’ve seen her. She’s friends with Oprah and if that…

February 11, 2009
YIAC

Work

Shit, Not The Job

Sigh. So I’ve been avoiding this post on purpose because it’s sometimes nice to have my head in the sand. I let…

February 9, 2009
CreditCardGirlHolding - Zero Percent Balance Transfer Cards Save You Money - I'm A Credit Card Whore

Credit Cards

I’m A Credit Card Whore

I know you’re going to think that I’m out of my damn mind, but I think the credit card companies love me.…

February 4, 2009
YIAC

Reduce Debt

What To Do With the Tax Refund?

Okay, so I did my taxes last night. I e-filed it at about 11:00pm last night and the Federal government accepted it…

February 3, 2009
YIAC

About Me

Saving Money Everywhere

So it’s February. I managed to finish my month of January without spending money on anything but necessities, copays and medication. So…

February 1, 2009
YIAC

Save Money

Finally, My W-2

Am I the only been that’s been impatiently waiting for their W-2? I FINALLY got mine on Saturday and I plan on…

January 31, 2009
YIAC

Save Money

No Buy Month

So Natalie over at the Frugalista Files is taking up the No Buy Month challenge. I heard about this challenge from Suzy…

January 29, 2009
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