I’m A Credit Card Whore

I know you’re going to think that I’m out of my damn mind, but I think the credit card companies love me. So my credit card with the high I'm A Credit Card Whorebalance is currently at 0% which is set to expire on April 14, 2009. That would have been 18 lovely months of no interest. Since I opened the card just to transfer my balance to take advantage of that interest rate, they’re only made the $50 balance transfer fee off me. That is about a third of the interest that I would have paid on my original balance in one month had I left the balance on my old card.

So I’ve got 2 months before they start earning interest on my balance. In 16 months I managed to knock $2,500 off that debt so I can’t complain…or can I? I hate Citibank but they just sent me a sweet offer in the mail for a new card with yes, you guessed it, 0% on balance transfers for 12 months. Balance transfer fee would max at 3% of the balance. I am seriously considering it but I wouldn’t apply for 2 months and I would also try to negotiate the transfer fee. I’m not loyal. I’ll admit it. You can even call me a credit card whore, but I don’t care. My FICO is over 720 so I can take the temporary hit in my score.

So maybe I’ll take Citibank up on their offer…unless a sexier card comes along.

Join the newsletter

Subscribe to get our latest content by email.

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit
Related Posts Plugin for WordPress, Blogger...

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.