Learn Something
Fun, Family and Finances Money Matters Workshops
On Saturday, September 10th I attending the second in a series of financial workshops being held by the Rainbow PUSH Coalition sponsored…
September 15, 2016Browse
Author: Sandy Smith
I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.
Rental Property
Popular Landlord and Tenant Rental Scams
A few years ago during the big mortgage meltdown, I became a homeowner for the first time. Although I purchased my first…
September 8, 2016
Learn Something
Free In Person Financial Workshops
Since last year, I’ve changed the focus of this site from speaking about my experiences with debt to helping others craft their…
August 30, 2016
Finance 101
Differences Between Taking A Loan Or A Withdrawal From Your 401K
If you've made the mistake of thinking that a 401(k) loan and a hardship withdrawal are exactly the same, boy, are you…
August 22, 2016
Reduce Debt
Four Ways to Save Money and Reduce Debt
Too much debt can lower your credit score and take all your disposable income. However, acquiring certain things in life may require…
August 15, 2016
Get Out of Debt Course
The Debt Snowball and Snowflake Methods
While I was working my way out of debt, I tried just about every method that I heard of to help me…
August 2, 2016
Save Money
How Small 401(k) Contributions Add Up
I had a conversation with my brother the other day that inspired this post. We were talking about my mother’s crazy assertions…
July 29, 2016
Credit Cards
Zero Percent Balance Transfer Cards Save You Money
Whether we like to admit it or not, credit cards have become a necessity. But all credit cards are not created equally,…
July 18, 2016
Reduce Debt
Money Traps You Should Never Give In To
When trying to work your way out of debt, seeing the light at the end of the tunnel can seem impossible. Feeling…
July 5, 2016
Auto
Tips For Buying A New Car
This is a stock photo of my car, the 2013 Ford Edge. It wasn’t my first choice, but we’ll get into that…
June 20, 2016
Learn Something
Food Labels And Terms That Fool You
The American public is interested in eating better quality foods. The proliferation of “organic” foods and the success of specialty supermarkets dedicated…
June 10, 2016
Credit
Closing Credit Cards Can Be Good For Your Credit Score
You’ve already heard everything that there is to know about improving your credit scores. Conventional wisdom says to pay all of your…
June 6, 2016