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Author: Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

spending money - Structured Settlement

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What Is A Structured Settlement?

For those who aren’t incredibly familiar with law based terminologies, a structured settlement is a scenario where the person/company who went on to…

March 7, 2013
dinner - Anniversary Budget

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Allocating An Anniversary Budget

Your anniversary is an occasion when you can go back to being a girlfriend and boyfriend, and enjoy each other wholeheartedly. This especially…

February 11, 2013
struggling college student- Financial Aid. College

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Americans Are Unprepared for College

I’m constantly writing about education leading some of you to wonder why, especially since this is a debt and frugality blog.  I…

January 25, 2013
musicalnotes - Making Music for Less

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Making Music for Less

Every year, a parent of a new school band member walks into a local music store and learns just how much her…

January 1, 2013
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