Whether we like to admit it or not, credit cards have become a necessity. But all credit cards are not created equally, at least, mine aren’t. Credit cards carrying a high interest rate can drain your pockets and cost you more than you may bargain for, but a zero interest credit card or zero percent[…]
This is a stock photo of my car, the 2013 Ford Edge. It wasn’t my first choice, but we’ll get into that in a bit. The good thing here is that I was able to replace my car and get back on the road relatively quickly after my last car accident because the car insurance company[…]
Do you want to downsize your home? You may be at the point in life when you want to move to a more intimate space, but the question is how to do it. The more space you have to fill; the more items you’ll have packed into your home. If you have children, their belongings[…]
My little sister is 17, and my gosh, I don’t know when that happened. In another few months she’ll be trekking off, probably not too far based on how tied she is to my mom’s purse strings, to college all on her own. Since her parents aren’t made of money, she knows that she’ll be making[…]
Woman looking at piggy bank[/caption]I know it may be hard to believe, but it’s true. I personally think that people who don’t save money are dumb and probably making excuses and you know what? I used to be one of them. HELLO Yes, I am Cheap readers, my name is Tahnya Kristina, CFP and Sandy[…]
Since everyone is busy with last minute gift buying, I thought that now would be a great time to share my philosophy on Christmas gift giving.
I have a confession that will seem very Grinch-like: I don’t buy Christmas gifts and I don’t want anyone else to buy gifts for me either.
I’m a Twitter-aholic. I mean, I have a serious Twitter problem. If you check my Twitter feed, there are tweets going out all day all the way until at least 7pm Eastern time every single day. So, I bumped into this hash tag, #5Kwedding where people are essentially making fun of individuals who may have[…]
Now that I am the proud owner of a new mortgage of my rental property, I’ve been thinking about how quickly I can pay this loan off and reduce my mortgage costs. What I’ve realized is that paying off a large loan such as a mortgage can seem decades away, but if you apply a few strategies, not only can you pay your mortgage off faster, but you can save thousands of dollars in the process.
I’m all about having this as simple as possible, so I looked for the easiest ways to get both of these tasks accomplished. Today I present you with six simple ways to reduce your mortgage costs. Let me know which one you might try. […]
As many of you know, I got engaged back in July of last year. I immediately promised that my blog wouldn’t become all about the wedding and thankfully, it hasn’t. I think that I might have mentioned the wedding in twice since then. Don’t worry, I am still planning a wedding in New York with[…]
The following is a guest post from Crystal Stemberger over at Budgeting in the Fun Stuff. Her daily posts cover her expenses, savings, and what she spends on the fun stuff in between.
If you are a reader here, I assume you appreciate “cheap”…at least once in a while. I am a HUGE believer that we can all afford anything, we just can’t afford everything. Along those lines, I prioritize and spend more where it matters most for me (our physical home and travel) and less on pretty much everything else. […]
How often do you shop online? Do you ever get to the checkout page and realize that the promotion code box is blank and it drives you crazy? I sometimes spend 5-10 minutes searching for a code because I am sure that there has to be one out there. And, if I don’t find one I feel like I’m getting ripped off by paying full price! My motto is, “Never Buy Without a Discount.”
Many times, recreation is a spur of the moment decision, but it doesn’t mean that you should always pay full price to have a good time. If you are heading out to go bowling, check the website of the bowling alley that you plan to go to. Most alleys have promotions going on – whether it be “all you can bowl” for an hour, or buy a game get one free. There are deals everywhere! […]