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Author: Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

tenant threatening me with legal action

Rental Property

Tenant From Hell Threatens Me

I know that I haven’t updated you on my entire weekend with my tenant from hell, but I promise you that a…

June 30, 2011
Toni Braxton - Celebrities File For Bankruptcy Too

Reduce Debt

Celebrities File For Bankruptcy Too

We rarely discuss the big “B” word here but bankruptcy is always an option when your debt is far above your ability…

June 27, 2011

Video Pick

It’s Saturday And I’m Beat!

Okay guys, I’m sorry that I’m missing in action, but I’m in another state dealing with my tenant, and it isn’t pretty.…

June 25, 2011
Time To Revisit Your Bank Accounts

Credit Cards

Time To Revisit Your Bank Accounts

The CARD act is meant to protect you for some sneaky deeds by creditors, but they've found ways to work around the…

June 17, 2011
Credit Unions Checking Fees

Credit Cards

Credit Union Checking Fees

It reached 95 degrees here yesterday and in some places above 100 degrees and it’s not even officially summer.  So, this is…

June 10, 2011
My Non Extreme Couponing Shopping Trip

Save Money

My Non Extreme Couponing Shopping Trip

Exactly one week ago my big, expensive refrigerator died.  I had just purchased two weeks worth of groceries about 3 days earlier,…

May 27, 2011
Oprah Effect

About Me

The Oprah Effect

Today is the final broadcast of the Oprah Winfrey show. I’m not a regular Oprah viewer, but if something big happens (Tom…

May 25, 2011
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