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Wednesday, August 15, 2018
Stepping Out on Faith

I resigned from my job today.

Gosh, what an incredibly hard sentence to write. I almost never speak about my job on this blog, because I believe in separating my day job from my nighttime writing (more like 2 a.m. at this point) but since it’s such an integral part of my life, I will make an exception today.

Deciding to resign was a very, very difficult decision to make, but it was something that had to be done, the reasons of which I won’t get into right now. But I wanted to talk to you about having a little faith.

I found myself at 33 at a job that I loved, with people that I loved working with, at a company that treated its employees with respect, but unhappy with certain aspects of all. That unhappiness turned from a small simmer into a rolling burn with one sentence that someone uttered to me.

In another, younger, more naïve, less confident life, I would have internalized what was said to me, sucked it up and continued working. But now, at 33 I realized that if I didn’t like something, I had the power to change it. But even with a world of confidence, there still lies fear of the unknown.

I know many people who are unhappy in their current jobs who do nothing to improve it or change their situation. We all have a need to provide for our families, but at what level of personal sacrifice? Thankfully, with no kids, alternative revenue streams, and a supportive family, I am in a position to make a drastic change.

But even then, fear popped up. What if a new job at a new company didn’t work out? What if I didn’t make friends with my new coworkers? What if I miss my current coworkers (I really love the people that I work with. Honestly.)? What if? What if? What if?

What if I did nothing?


I asked myself that question many times over the past few months. What if I just stuck it out for a couple more years? What if I just came in, did my work and went home? What if I decided that everything was alright?

While you can lie to others, eventually, you can’t lie to yourself , and the smallest atom of an idea grows, blossoms, and bears fruit. So, with some apprehension and still some fear, I am taking a leap into the unknown.

It’s a new beginning, and I am proud to share that with you, and with you Shane (from Beating Broke). I know that you also took this leap and resigned from your job last week with nothing lined up.

Keep us both in your thoughts and send some positive vibrations our way.

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This messy little blog was all my doing. I started this blog four years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this blog to help others get out of debt as well. Consider subscribing to get more delicious posts like this at least twice per week.

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laura @ no more spending November 17, 2011 at 11:12 am

I quit my job in December 09 and I can honestly say it’s the best decision I’ve ever made – it [the job] was starting to affect/change me in ways I found very hard to explain to others so I had to leave.

I’m sure you’ll move on to bigger and better things Sandy – good luck – sending positive thoughts your way 🙂

    Sandy November 17, 2011 at 5:38 pm

    Thanks so much for the encouragement. I’m apprehensive and excited at the same time.

Jeff @ Sustainable Life Blog November 17, 2011 at 12:11 pm

Good luck sandy! I hope that you find a new job you like as much or build a niche site empire and become the next pat flynn!

cashflowmantra November 17, 2011 at 12:22 pm

Good luck. I wish you the best and hope that you provide some updates periodically.

Aaron November 17, 2011 at 2:09 pm

Best wishes to you. That’s an act of faith and courage. Full time blogging?

    Sandy November 17, 2011 at 2:11 pm

    Oh my gosh, I don’t know that anyone wants to read what I want to say every day. 🙂

      Khaleef @ KNS Financial November 17, 2011 at 2:57 pm

      Another vote for full time blogging! After what you’ve done with your niche site in only 2 weeks, I’m sure you’ll do great!

        Denise @ The Single Saver November 18, 2011 at 3:00 pm

        Vote #3 for full time blogging!

retirebyforty November 17, 2011 at 2:26 pm

Good luck Sandy! Do you have a new job lined up or are you going to take some time off? This is a huge surprise because I thought you liked your job. More detail please.

    Sandy November 17, 2011 at 5:39 pm

    I loved my JOB. I mean I honestly did. I struggled with this decision for the better part of a year and it was finally just time.

Khaleef @ KNS Financial November 17, 2011 at 2:56 pm

Hey Sandy, I’m actually very happy for you! You now have the freedom to take control of your situation.

I’m sure you’ll do something big, and do it well, knowing you!


    Sandy November 17, 2011 at 5:40 pm

    Thanks, Khaleef for the vote of confidence.

Hunter – Financially Consumed November 17, 2011 at 3:05 pm

Bold move Sandy, and well done. I wish you the very best in your future endeavours. You have a bright future!

EmmaMT November 17, 2011 at 5:43 pm

Well done you! It takes courage but you have the strength to pull anything off! Full time blogging is so on the agenda!

I went freelance in March of this year after working at the same company for 12 years and I can honestly say it’s the best move ever! I now work from home and have complete control over my universe. I was of course scared when I made the leap but the work keeps arriving just at the right time and I am sure the same will happen for you.

Good luck. I look forward to seeing how you get on. You’re very inspiring!

    Sandy November 17, 2011 at 10:48 pm

    Isn’t it amazing how one door closes and you kick another one open?

Nicole @ Penny Frugalista November 17, 2011 at 5:50 pm

I can imagine it was a difficult decision — good luck!

Aloysa November 17, 2011 at 5:55 pm

You are a very brave woman to do that. We have so many bills and responsibilities that there is no way I could have done it without anything being lined up. I wish you all the best and I hope it all works out for you! I admire you for that!

Jana November 17, 2011 at 6:06 pm

Good luck! I’m sure this wasn’t an easy decision and based on your passion about living debt free you didn’t do this blindly. I’m sure you’ll do great and have no regrets 🙂

Mike November 17, 2011 at 6:08 pm

Sandy, Good luck to your future endeavors! I’m bit jealous of your new found freedom. Perhaps I should join you.

Romeo November 17, 2011 at 7:02 pm

So sorry to hear the news. I guess I’ll be clicking on a few ads for you from time to time until you get things stable again. 😉 You have an art–writing. Use it to freelance in the meantime.

    Sandy November 18, 2011 at 12:12 am

    Don’t be sorry! I’ve had a great time at my job, made some good friends and am looking forward to the next adventure.

Christa November 17, 2011 at 7:29 pm

I think that when even a single part of the job begins to weigh on you and there is no possibility of change, it is better to move on. Good for you and good luck!

Kay Lynn @ Bucksome Boomer November 17, 2011 at 9:31 pm

Good luck with whatever you decide to do in the future. I know it will work out the best for you because you’re the kind of person that makes things happen.

krantcents November 17, 2011 at 9:55 pm

Good luck, I am sure you will find what you want.

    Sandy November 17, 2011 at 10:50 pm

    I think so too! The Universe has something positive coming for me. I can feel you! Weird, I know.

Lisa @ Thriftability November 17, 2011 at 10:24 pm

I quit my job on Dec. 1, 2009. I had fallen into a hopeless spiral of working in a lower paying job, after the economic downturn. I couldn’t take it any more, and was a constant “mess”… angry of crying or sometimes both. Mr. Thriftability knew of my previous career in eMedia and supported my leaving the “job” – even though I’d never blogged, published, or developed a website in my life. I’m now back to my earning more than I did at the former corporate job (pre-recession) – and I LOVE what I do. Good for you: you’re on the right track. You’ve made a solid choice. You WILL persevere and succeed!

    Sandy November 17, 2011 at 10:49 pm

    How encouraging! I’m glad that you’re doing what you L-O-V-E. Life is too short to be upset having to go to work every day.

Joe November 18, 2011 at 8:52 am

I did something similar a few months back but I’ve got a wife, two kids, mortgage, student loans, car payments, etc. I didn’t even plan it but my boss asked me, “Are you happy here?” and all my pent up frustration came out. The amazing thing is that I got a contracting job at a company I wanted, in an area I wanted within a week. The crazy thing is that the day before I was supposed to start that job, I got a call that the group had restructured and the position was put on hold!
Scared doesn’t even begin to describe how I felt when I got that call.
But I gathered myself and started looking again, and a week later a fantastic job opened up at a great company five minutes from my house! It’s big pharma known for being super slow at just letting you know if you’re rejected, but I got a phone screen in a week, an interview a week later, and an offer two weeks after that. When I tell this story to current employees, they are shocked at how fast everything happened.
The reason I’m sharing is because when I needed it, and kept my cool, the universe definitely provided for me. I didn’t spend my time just hoping and waiting, but I was ready when that spark happened and jumped on it. You’ve got a lot of great things going on and while you’re looking for something new, you can put that much needed time into your smaller projects and have them generate that supplemental income that will allow you to make great choices when the time comes. I’m doing that backwards, but definitely believe in the happy ending. Luck is preparation meeting opportunity, right?

20’s Finances November 19, 2011 at 9:03 am

Good luck on the next step. It sounds like you’re not going the full-time blogger route yet, but we both know that you could if you wanted to.

Sam November 19, 2011 at 6:10 pm

I love the mystery! I’m surprised nobody has asked what your colleague said to you.

Have a great time off and enjoy the freedom! If I ever quit my job I’m taking 2-3 months off no brainer! Especially since it’s the holidays!

    Sandy November 19, 2011 at 6:27 pm

    The general sentiment was first disbelief, then shock, then “you’re too smart anyway”, then sadness. Like I said, i loved my coworkers a lot. They were like family to me.

      Sam November 19, 2011 at 7:22 pm

      When do you start your new gig? Did your lenders know that you were quitting your job. I have to admit, if I lent the 21k to you I would be a little shocked and worried (hoping for the best of course) as I didn’t realize you were going to quit.


        Sandy November 19, 2011 at 8:24 pm

        My lenders are insulated and I do believe in disclosure! My posting said that I was seeking to quit my job. I’m very up front.

        I’ve turned down job offers for the past few months and have something lined up that’s a great fit for me and my personality. I should be there some time in mid-December.

        I always, always, always have a “Plan B”…and a “Plan C”. I don’t believe that your income should depend on your job.

          Financial Samurai November 20, 2011 at 12:56 am

          Sounds good. Do you feel that the job market is improving or better than expected given the ease in you finding a new job?

          Sandy November 20, 2011 at 1:56 am

          If you have the right skills, the right personality and know the right people, the job market is as it’s been before. The problem is in PAY. The pay rates have come way down which is tough. My mentor, a CPO at a major national company has no problem getting interviews and job offers, it’s the compensation negotiations that break down. That happened with me as well. You decide what you want to compromise on.

World of Finance November 19, 2011 at 8:36 pm

Best wishes with your new life venture Sandy! Sometimes the hardest decisions in life prove to be the most worthwhile 🙂

Paula @ Afford Anything November 20, 2011 at 12:44 am

Congratulations!!!!!! I’m such a huge supporter of people quitting their jobs — it’s courageous and liberating! Hooray for you!!

    Sandy November 20, 2011 at 12:45 am

    Wish I had found the courage some time ago. But that’s okay, better late than never. Thanks for the well wishes!

Financial Samurai November 20, 2011 at 9:45 am

Gotcha on the pay coming down. What percentage down on average are you seeing it? This would be a fascinating post! For those who aren’t changing jobs and thinking about changing jobs, I don’t think they have any idea!

    Sandy November 20, 2011 at 12:50 pm

    I’s say pay is down 10%-15%. You might not think it very important when you make $30K but the higher up you go the worse it gets. Plus perks are disappearing, healthcare costs are up sharply and raises are not as generous. When all is factored in you’re lucky to find a lateral job. Many offers I had ended with me making LESS money. Same with my mentor, which is kind of insulting at her level.

Sam November 20, 2011 at 5:44 pm

Is it safe to assume that people quit jobs they don’t like and would prefer taking a better job making 15% less, otherwise, they wouldn’t quit, and it’s not really insulting?

Donna Freedman November 20, 2011 at 5:49 pm

I haven’t had a “real” job since November 2002. The idea at first terrified me. Now I figure I’ll do what I’m doing until the wheels fall off — and if they do fall off before I’m ready to retire, then I’ll have to do something else.
Careful planning goes a long way. So does the willingness to (get ready for my oft-repeated mantra) save where you can so you can spend where you want.
Good luck, Sandy. And it was fun meeting you at FinCon11.

101 Centavos November 24, 2011 at 8:16 am

Good on you for quitting on your own terms. Also like the fact that you have a plan B and Plan C, and didn’t just go in one day and raise the middle finger.
Although some would like to do just that, it’s ill-advised.

Victoria @ My Daily Cuppa January 1, 2012 at 5:36 pm

Hi there,
I found your blog via a post on Yakezie. I know exactly what you mean about having to make the tough choice of either staying and complaining about the things that I didn’t like in the job or simply walking away. I chose to walk away and I haven’t regretted it one bit.

I look forward to delving into your past posts to learn a little bit more aobut you.

Happy New Year! 🙂

kathryn January 5, 2012 at 3:53 pm

I am about to take my tough decisions by leaving my co of 5 years due to my role has changed but I am struggling to cope or rather accept that I got no choice but to quit my job as I hated it that much and now causing my health problems too due to stress! I have 1 kid and car loan which needs to pay for so I do not know if my decision coming monday is right? And I have nothing lined up!

Any feedbacks are welcome

    Sandy January 5, 2012 at 10:35 pm

    Don’t quit! As someone with a family to support and nothing lined up, I would caution you to try searching for and lining up another job before leaving your current job. While I know that it’s hard and you probably hate your job right now, you have to think of different ways that you can possible make money, but since you have a child, you also need the private health insurance that a job provides. Try reading the category called “make money” and begin with the one called Help! I Need Money. Good luck!

kathryn January 6, 2012 at 7:33 pm

Thanks Sandy,

In my previous comment I did not mention that I have my husband to pay for our home loan plus we have savings which able to last me rough abt 6 months without a job only am paying for my son daycare and car loan. Thing that worries me not just money but also can I cope being at home 7 days n look for a job?

James April 16, 2012 at 10:24 am

I’m 30. Today I am writing my letter of resignation. I have no children and I am single. While I feel that I am in the right perfusion (teaching) I feel that I am not in the right place. So although I don’t have a another job lined up I making the decision to leave. I am doing it with a lot of peace.

    Sandy April 16, 2012 at 11:25 am

    And peace be with you my son! It’s an easier decision when you’re single without kids. If you’re at that place and space in life, now is the best time to do it. Good luck!

James E. Jemison June 25, 2013 at 1:55 am

Hello! I just quit my job yesterday 06/24/2013. To be honest, i thought it had to do with the job and what was going on there( too much to discuss). However, i realize that i had to go because God has a tremendous calling on my life and in order for me to get where God wants me( in prayer and waiting for revelation on) i needed to take my step in faith to get this going. This has been the most liberating feeling every in life! Its like my sleight in whipped completely clean and God is preparing my canvas for destiny! AMEN!

    Sandy Smith June 25, 2013 at 2:06 am

    I’m glad that you’re so excited! You should see my follow-up here and how happy I was. Good luck to you.

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