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10 Ways to Save Money on Life Insurance

There are few concerns that are more stressful than wondering what would happen to your family in the event of you passing.  If some tragedy were to come against you, how would your family survive?  Do they already have the means necessary to maintain their current standard of living?  Or do they face the risk of losing their home?  Fortunately, there is a way to meet your family’s needs even after your demise.  A life insurance plan will ensure that your family members receive the help they need at a time when they need it most.  Of course, saving money on your life insurance plan is just as important as investing in one.  That’s why this brief guide will quickly show you 10 ways to save money on life insurance. […]

term life insurance

Think You Don’t Need Life Insurance? 5 Reasons You Do

You may have health insurance, homeowner’s insurance and car insurance, but when it comes to life insurance, you may drop the ball. I’m amazed by the number of people who think they don’t need a life insurance policy, or feel that they have all the time in the world to purchase coverage. Maybe a part of them doesn’t want to think about death, or perhaps they truly don’t understand the benefits.

There is no denying the value of having coverage. Even if you don’t know much about this type of insurance, the best term life insurance companies are available to guide you – so stop making excuses. You need a policy more than you think.  […]

Life Insurance

Why You Shouldn’t Depend On Your Employer’s Life Insurance

For the first time in my life I’m buying life insurance.

I’ve always had life insurance coverage through my various employers, but I never bothered to purchase my own life insurance because I thought that I didn’t need it, and honestly I probably didn’t.  I had absolutely no assets, plenty of debt, no children, no spouse, no one depending on my income and enough in my retirement account to bury me…with a little money left over. […]