Thanks for stopping in! Get my free ebook on how I paid off a $50K debt in less than 2 months.cIf you have debt hanging over your head, what’s stopping you from paying it off? It’s time to become debt free. As a financial planner I can tell you the most common answers are: I[…]
If you’ve made the mistake of thinking that a 401(k) loan and a hardship withdrawal are exactly the same, boy, are you in for a surprise. Lots of differences with major consequences exist.
Too much debt can lower your credit score and take all your disposable income. However, acquiring certain things in life may require a measure of debt. Not to suggest that you should go crazy and apply for every credit card and loan under the sun. For debt not to become a destruction force, moderation and[…]
Saving for retirement is a nice thought, although not always put into practice. Have a look at your investment account savings, is the balance where you want it to be? A better question may be, are you on track to retire at your target age? For some people the answer may be yes and for[…]
While I was working my way out of debt, I tried just about every method that I heard of to help me pay my debt down faster. Hands down, when I discovered the debt snowball method and the debt snowflake method, they made sense, but I just kept confusing them. The what? Snowball. Snowflake? Snowcone? All the same to me.