2014 Year In Review and January 1 Debt Check

Here from the Wall Street Journal? Check out my story on why I don’t buy Christmas gifts. cI’ve been away from my blog for way too long.  I feel like I’ve entered a confessional and should be asking for penance.  Since I’m not Catholic, I’m not exactly sure how that works, so my Catholic friends […]

coca cola

Infographic: 10 Best Selling Products In The World

The Christmas buying season might just about be over, but we’re not flocking to stores to throw money at the sales people just around the holidays.  I have an interesting infographic showing the 10 best selling products in the the world.  I was somewhat surprised  to see that books and a certain low tech puzzle […]

fix credit lies

Credit Repair Services Can Be Scams

You’ve seen and heard the advertisements just about everywhere: “We can fix your credit – guaranteed!” “We erase bad debt, liens, judgement from your report forever.” Ads for credit repair services appear frequently online, in print and on television.  They are designed to lure you into thinking that these credit repair companies have the magic formula for […]

Happy Senior Couple

Top 5 Reasons Why Baby Boomers Are Screwed

At 56 my mom is smack dab in the middle of the Baby Boomer generation.  For some reason, she still thinks that she’s pretty young and hip.  Her new obsession has become the weekly sales at Macy’s. I’ve tried hard to tell her that she’s getting old and needs to begin preparing for retirement, but, she somehow thinks that […]

fall leaves

October 1 Debt Check

I’m struggling. Financially, no.  I’m struggling with the direction of this blog both from a perspective of where it is and where I want it to go.  Every month for the past five plus years I have filled you in on how I was doing financially.  For the past two months I have not done […]

thift shopping

Thriving on Thrifting!

The following is a guest post from Crystal Stemberger over at Budgeting in the Fun Stuff.  Her daily posts cover her expenses, savings, and what she spends on the fun stuff in between. If you are a reader here, I assume you appreciate “cheap”…at least once in a while.  I am a HUGE believer that […]

cheap versus frugal

Cheap? Frugal? Why Is There Even A Debate?

With a blog called Yes, I Am Cheap, you can bet that I get a fair bit of e-mails comparing cheap and frugal.  I’ve been asked many times if frugal is better than cheap and I’ve answered this question the same way every single time – there is no difference.  It’s what I told Harvard […]