fall leaves

October 1 Debt Check

I’m struggling. Financially, no.  I’m struggling with the direction of this blog both from a perspective of where it is and where I want it to go.  Every month for the past five plus years I have filled you in on how I was doing financially.  For the past two months I have not done […]

thift shopping

Thriving on Thrifting!

The following is a guest post from Crystal Stemberger over at Budgeting in the Fun Stuff.  Her daily posts cover her expenses, savings, and what she spends on the fun stuff in between. If you are a reader here, I assume you appreciate “cheap”…at least once in a while.  I am a HUGE believer that […]

cheap versus frugal

Cheap? Frugal? Why Is There Even A Debate?

With a blog called Yes, I Am Cheap, you can bet that I get a fair bit of e-mails comparing cheap and frugal.  I’ve been asked many times if frugal is better than cheap and I’ve answered this question the same way every single time – there is no difference.  It’s what I told Harvard […]

no apple

Get A New iPhone? Heck No!

Every Fall a strange phenomenon happens within the U.S; hordes of people with money to burn line up outside of their local Apple store days ahead of a potential announcement to be the first in line to toss money at a “genius” before scurrying off with the latest gadget.  This year my friends, the latest […]

whatchu talkin bout willis

Don’t Invest In Yourself Until You’re Debt Free

I’m a bit of a social media junkie.  That is to say, my Twitter feed is more alive and buzzing than a bee hive.  My Twitter feed is completely devoted to personal finance so that I can keep on top of new developments within the industry and bring you the latest information possible. I also […]

do it yourself

3 Simple DIY Projects That Will Save You Money

You might hear the words, “Do it yourself” and the butterflies in your stomach awaken (and bounce around for a while). I admit that there are quite a few stories out there where a DIY project has gone terribly wrong and may have even cost the homeowner more (after something has exploded) to eventually get […]

carpets

My Carpets are Ruined! Will My Homeowners Insurance Replace Them?

When many people think of a home insurance claim, they think of major damage, such as storm damage, fires, floods, and other potentially catastrophic events. The idea of homeowners insurance in most people’s minds is to protect you and your family from damage so extensive that you’d never be able to afford fixing it on […]

best-job

8 Possible Reasons Why You Didn’t Get the Job

Nowadays, just about everyone needs a job.  This is especially important if you’re looking for a higher salary to pay off debt and improve your credit.  No matter what’s going on in your life, being employed can help you reach many financial goals. If, however, you’re currently unemployed or looking for a new job, you […]