Don't Take Balance Transfer Credit Cards at Face Value

Transferring the balance from one credit card to a lower interest rate card is a smart move, but watch out for any hidden fees in the process. First of all, consider your credit score. If you have proven to be a responsible consumer, applying for a balance transfer offer should be simple enough. If you[…]


Will Credit Card Debt Be Held Against You In A Court of Law?

This article was written by Odysseas Papadimitriou, CEO and Founder of, a website that helps consumers trade gift cards and get the best credit card deals. When you think about debt collections, your mind probably jumps to ringing telephones, strangers on your doorstep and stress. And it’s true—debt collectors are typically quite persistent in[…]