Sandy Smith

Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

work money - frugal emplyee

The Frugal Employee

It's back to work for me, which means expenses related to work.  In this economy, everyone is doing what they...

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