Tag Archives: save

Don’t Buy Without a Discount


How often do you shop online? Do you ever get to the checkout page and realize that the promotion code box is blank and it drives you crazy? I sometimes spend 5-10 minutes searching for a code because I am sure that there has to be one out there. And, if I don’t find one I feel like I’m getting ripped off by paying full price! My motto is, “Never Buy Without a Discount.”

Many times, recreation is a spur of the moment decision, but it doesn’t mean that you should always pay full price to have a good time. If you are heading out to go bowling, check the website of the bowling alley that you plan to go to. Most alleys have promotions going on – whether it be “all you can bowl” for an hour, or buy a game get one free. There are deals everywhere!

How To Save Thousands of Dollars On Your Mortgage Without Refinancing


Interest rates recently fell to 3.750% for a 30-year fixed mortgage.  This historically low rate has prompted many homeowners to refinance their current mortgages in order to get the lowest rate possible.  A coworker recently closed on her home only to witness the new, lower rate literally two weeks later.  She thought about refinancing her newly obtained mortgage, but I showed her a quick and simple way to save thousands off her mortgage without paying for a refinance.  I’ll share that with you now.

Saving Money As A College Student


Few things are more exciting that knowing that you are seeking a brighter future with a college degree.  However, it can also consume a great deal of your time, limiting the hours that you can spend working and making money every week.  Even worse, your expenses on tuition, books, supplies, and personal needs are sure to pile up quickly.  Therefore, it’s essential to learn how to save money as a college student.  Many college graduates have learned the hard way, including yours truly, that their post-secondary education provides the perfect storm for racking up more debt than their new career can handle.         

Video: How Not to Blow Your Budget And Still Be Stylish

I live in the style capital of the world. No, not Paris. No, not Milan. Not London. Dang it, keep up. It’s New York. Anyway, being stylish in New York can break a cheap girl’s budget, but here’s a quick and simple video on how to be cheap and stylish at the same time.

10 Ways to Save Money on Life Insurance


There are few concerns that are more stressful than wondering what would happen to your family in the event of you passing.  If some tragedy were to come against you, how would your family survive?  Do they already have the means necessary to maintain their current standard of living?  Or do they face the risk of losing their home?  Fortunately, there is a way to meet your family’s needs even after your demise.  A life insurance plan will ensure that your family members receive the help they need at a time when they need it most.  Of course, saving money on your life insurance plan is just as important as investing in one.  That’s why this brief guide will quickly show you 10 ways to save money on life insurance.

Home-Based Cost Cutting Techniques


The root of many poor spending decisions starts right at home. It’s from here where many families show how their approach towards spending ends up greatly reducing the money that comes into their family budget. Americans, in general, have a higher standard of living than many other developing countries and our collective addiction to debt causes us to go into foreclosure or bankruptcy while trying to keep up with the Joneses. Before a household can begin to reduce their expenditures outside the home, it’s important to first look inside the home and ask yourself some difficult questions about the way you and your family lives.

It's Saturday And I'm Beat!


Okay guys, I’m sorry that I’m missing in action, but I’m in another state dealing with my tenant, and it isn’t pretty. When I get back home on Sunday and have time to snuggle with my computer I’ll fill you in on the train wreck and migraine headache that is my tenant. It’s just not fun.

Fun Free Stuff From Craigslist


I love browsing through Craigslist sometimes when I’m bored. It’s the holy grail of the online swap meet. You can find everything there from jobs to apartments and even some unusual things that I found when browsing this week. Craigslist is the frugal person’s dream for saving some serious cash – if you know where to look.

How to Go Green in Big Ways Without Breaking the Bank


It’s not easy going green. It’s usually pretty expensive. Most efforts at making your home energy efficient and therefore making money savings possible require big investments. But there are a few ways you can cut down on your energy bill as well as alter it a little bit that allow you to take big measures in energy efficiency without spending a lot of money or time doing it.