Am I the only been that’s been impatiently waiting for their W-2? I FINALLY got mine on Saturday and I plan on doing my taxes today! I plan on using some of my refund to start an emergency fund and the majority to reduce some debt. So I’ve heard a million times that you should always make sure you have your deductions at the right level so that THE MAN doesn’t end up owing you money at the end of the year. Personally, I’d prefer to have the peace-of-mind of knowing that I won’t owe the IRS than getting a tax free and interest free loan all year. But I also don’t want to be so stupid that I end up with a large refund at the end of the year either. That would mean that I am depriving myself all year and giving the government a loan. So I change my deduction two to three times each year. That was I make sure they will owe me something, but not too much.

So instead of paying someone to do my taxes I’m going to do them myself. I’ve been doing them myself since I was 16 so that’s no biggie. Why pay someone to do exactly what I can do on my own? I plan on using Free Tax USA to e-file my Federal tax (it’s free) and my state tax for $10. Nice huh? I figure I’m saving $30 from not using something like HR Block. Gosh I love being cheap. I’ll like it even better when I have my money in my hands in two weeks. Ha!