Some Things Are Worth The Money

The following is a guest post from Marissa at Thirty Six Months, where she talks about paying off her student debt, learning to invest, and tips to save money.

I’m all about saving money and finding deals these days. You have to be when you have student debt that you are trying to pay off. There is a certain thrill that I get when I know that I saved money by smart shopping. I also look for deals on everything, and if I feel like a generic item will serve the purpose as the name brand, then I will certainly go for the generic. There are certain generic items that had turned out to be bad investments, and those are mistakes that I will never make again.

Moisturizer (Makeup)
Ladies, I know that people say all moisturizer is the same and serves the same purpose, but it doesn’t. Being a science nerd, I spend a lot of time looking at the ingredients and trying to find the cheaper option, but when it comes to my skin (which is very sensitive) I have one brand that I trust. I have tried higher and lower priced options, but this one works perfectly. I don’t really wear makeup per say because, well, I am lazy and I have a habit of touching my face a lot. But when I did wear makeup I had to go with the higher brands because they didn’t irritate my skin. When you are in front of people all day, irritated skin is quite embarrassing.

Most people want to smell good, and have a favorite fragrance. Unfortunately the knockoff versions of said fragrances either smell differently, or wear off in a matter of minutes forcing you to re-apply it frequently.

Snow tires
I commute an hour for work in a luxury car, and snow tires are extremely important for me. I have attempted to go with the cheaper option tires and have had my car slide all over the road. These days I spend 2x on snow tires, but they handle the road a lot better, and I feel safe. That peace of mind is worth the extra thousand dollars.

Running/Soccer shoes
I play soccer (or football for my European readers) and I can’t begin to explain the difference a great pair of shoes makes. I can run longer and farther without being in pain the next day. I will gladly spend the extra money to get the proper support.

Okay, in all fairness, I don’t mean that I need to have the latest and the greatest toys out there, but because I commute and run a side business a long with a few online ventures, I need all of my important information easily accessible. I need my equipment to function whenever and wherever I need them. This is the only reason that I will do my research and am prepared to spend a bit more on hard-ware that will last. For example, Apple’s Time Capsule is 6x as much as regular router but the peace of mind that it provides with the backup hard-drive is worth ever penny.

I know some of you may be thinking that I am spoiled or have expensive tastes, and that may be somewhat true, but the fact of the matter is that I have tried the “generic” versions of all the items listed above in order to save money. Unfortunately, the money saved wasn’t worth it. I do, however, research every item thoroughly and make informed and smart purchasing decisions. For example: I buy my makeup/moisturizer at the airport/Duty Free since it’s about 30% off regular retail prices. I bought my iPad from Best Buy after receiving gift cards from work. I bought my snow tires online after meticulously researching prices and ended up saving $300. The same goes for my shoes.

The point is that just because you have expensive tastes doesn’t mean that you should be careless with your money, it is, in fact, the best time to be a savvy shopper.

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12 thoughts on “Some Things Are Worth The Money

  • I completely agree with all of these! I had pretty bad acne when I was younger, and now I just have really sensitive skin and get eczema in the winter on my hands, so I am EXTREMELY picky about what goes on my skin. I won’t go anywhere near a store brand. As far as I’m concerned, there are a couple of brands that I know won’t make me break out, and that’s all I buy. Definitely worth the money, especially since I’ve had a couple of bad breakouts over the past five or six years, and each time it took a couple of MONTHS for things to go back to normal. (Once was when I took a trip to the UK; the different water there messed with my skin royally.)

    I also used to work at a sporting goods store, and there is a world of difference between $50, $100 and $200 running shoes. It’s not just vanity and brand. The $200 ones really are way better if you’re a serious runner.

    A couple of other random things: Cheerios, ketchup and baked beans. For whatever reason, the store brand versions just aren’t as good!

  • I donno, if I have a lot of debt to pay off, I would go with el cheapo brand and put off quality stuff until later…. 🙂
    Do you really need a luxury car when you haven’t paid off student loans?

    • The cheapo brand stuff doesn’t work well most of the time.

      And the yes, the car was an impulse purchase for sure, but its paid in full and now have waaaaaayyyy too many miles on it to resell at a decent cost. I dug that hole myself.

  • Sometimes quality is cheaper because you get more use out of the items.

    I think that it is important to know what your means are. There are plenty of activities my family could engage in that are free and while we don’t always go out and splurge, every now and then we do something special because it’s fun.

    Our money is ours to enjoy, so long as our enjoyment is within our means.

  • I hear you about the snow tires! Mine are a few years old now, and while they still have decent tread, they’re not so great on icy roads. I had trouble getting up a hill from a stop when the temperature was around -1C the other day and it was raining. Most other cars had no problem. Of course, having a 1WD doesn’t help, which is what most FWDs become when they don’t have anti-slip 😉

  • I cannot relate on the makeup or moisturizer. I don’t wear either. At 41, maybe I should. But I do spend a bit extra on better sunscreen that works and doesn’t hurt my eyes.

    Perfume. One word: Yuck. (Man most perfume is so noxious it makes my eyes water.)

    I don’t need snow tires.

    But I’m with you on the running shoes. Totally. I run in Vibrams now. They look funny, but my knee/hip problems disappeared!

  • The only two I can actually account for would be the snow tires and running shoes. I call myself getting some cheap shoes and boy did my feet and shins pay the prices. I went back after a week and got some asics and new balance. Some things are worth paying more for.

  • The only two I can actually account for would be the snow tires and running shoes. I call myself getting some cheap shoes and boy did my feet and shins pay the prices. I went back after a week and got some asics and new balance. Some things are worth paying more for.

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