My step-father is now the ripe old age of 64 and was pushed into early retirement through a job loss about five years ago. Thankfully he was a union worker who put in more than enough time to collect a small pension, but with my younger sister still in her teens, that money can only[…]
Way back before I got my license, gas was something like $2 per gallon. With gas regularly reaching and surpassing $3 per gallon in New York, I long for those $2 days. Since I recently moved out of Queens and into the wild of Long Island, there’s absolutely no way that I can avoid driving and[…]
The following is a guest post from money expert Andrea Woroch. Before the recession, living cheaply wasn’t nearly as commonplace as it is today. The economy has forced people to adopt a frugal lifestyle and spend more time finding deals and comparing prices. Our pursuit of bargains can sometimes land us in hot water, however,[…]
Today I’m going to confirm a long running rumor about the products in your grocery store. Many of you have already suspected that the store brands and the national brands held little difference. Some of you actually continue to fall for national marketing practices and believe that because you pay a premium for certain foods[…]
Whether we like to admit it or not, credit cards have become a necessity. But all credit cards are not created equally, at least, mine aren’t. Credit cards carrying a high interest rate can drain your pockets and cost you more than you may bargain for, but a zero interest credit card or zero percent[…]
This is a stock photo of my car, the 2013 Ford Edge. It wasn’t my first choice, but we’ll get into that in a bit. The good thing here is that I was able to replace my car and get back on the road relatively quickly after my last car accident because the car insurance company[…]
My little sister is 17, and my gosh, I don’t know when that happened. In another few months she’ll be trekking off, probably not too far based on how tied she is to my mom’s purse strings, to college all on her own. Since her parents aren’t made of money, she knows that she’ll be making[…]
Now that I am the proud owner of a new mortgage of my rental property, I’ve been thinking about how quickly I can pay this loan off and reduce my mortgage costs. What I’ve realized is that paying off a large loan such as a mortgage can seem decades away, but if you apply a few strategies, not only can you pay your mortgage off faster, but you can save thousands of dollars in the process.
I’m all about having this as simple as possible, so I looked for the easiest ways to get both of these tasks accomplished. Today I present you with six simple ways to reduce your mortgage costs. Let me know which one you might try. […]
Renewable power sources are getting quite popular these days with the ongoing campaign to go green. Out of all the renewable energy sources, solar energy happens to be one of the most popular among households as energy from the sun can be harnessed with the use of solar panels and estimating the amount of your cash outlay can be done easily with the price estimator from AGL Solar Energy. Many homeowners decide to install solar panels for the desire to go green and at the same time decrease their dependence on local energy sources. With the rising cost of energy, it would be to the benefit of every family to look for ways and means to decrease their electric bills without being deprived of using their gadgets and appliances and this can be best done by using solar energy. Here’s a list of the reasons why going for solar energy is advantageous for you: […]
It’s back to work for me, which means expenses related to work. In this economy, everyone is doing what they can to save money, but some people are taking frugality to the extremes, especially if you’re an employee in a shaky industry that has seen mass layoffs these past few years. Regardless of what the state of your job is right now, it’d be a good idea to hop aboard the frugal train with the following tips: […]
You’re Terrible at Saving Money (and How the Envelope System is Going to Save You)
A lot of us are terrible at saving money. It’s hard–it takes persistence and the will power to not spend next month’s rent on “window shopping impulses”.
Instead of continuing to live in constant money trouble, never knowing where your funds will come from or where they’ll go, let’s talk about a tried-and-true budgeting system that will save your paycheck from yourself. Let’s work on getting you out of debt, getting you in control of your dollars, and on track to actually do something with your money instead of spending it on eating out, clothes you never wear, and junk no one cares about.
Let’s talk about the envelope system. […]
On this site, we have talked about a lot of ways to save money and mitigate spending. Today, we are going to focus on ink-jet printers.
Ink-jets are fairly inexpensive to buy, and they make home printing accessible to everyone. But while you can find a printer for as little as $29.99, that doesn’t take into account the hidden costs. […]