Category Archives: Rants
First, it’s about two o’clock in the morning and I’ve been struck by lightening. At this time in the morning I have very little filter left and the part of my brain that usually censors what I say is drifting to sleep. This is my way of apologizing up front. I’m going to stand by whatever I write after this paragraph, but if you’re sensitive and if you’re a blogger, you might need to turn away.
I’m a debt and frugality blogger. I hate to put myself into a box, but, it’s what I do and have been doing for nearly five years. At this point I have seen just about everything related to debt. I also read quite a lot. In fact, I might read too much because I sometimes suffer from analysis paralysis.
I’m going off the reservation again. This is all stream of consciousness, so, I’m apologizing up front.
The other half and I got into a discussion the other day about college degrees. My contention was that college is not for everyone, and for many people it will just be a waste of time. He thought that I was being disingenuous because I hold two degrees and fully expect my younger sister to attend college, yet I deigned to say that everyone shouldn’t attend college. We won’t see eye-to-eye on this subject but, I thought that it was a good idea to flesh out this thought online.
I’m currently typing this post on the cheapest laptop I could find back in 2009. It was $449, and came with decent specs, the only thing I really sacrificed is my screen is only 14 inches, while the standard screen is 15 or 17 inches. It’s a good machine, it’s served me well over the years, even after I’ve filled it up all all sorts of junk and pictures of scantily clad ladies. Sorry about that, old girl.
Let’s take a look at what it would cost for me to replace this current laptop, since I’ll probably feel forced to do it at some point next year. I live up in cold, cold, Canada (so cold) so laptops are a little pricier up here. I just took 5 minutes and looked online, and I found a Lenovo laptop for $370. Future Shop (one of Canada’s leading electronics chains) will even ship it to me for free. That’s a decent price.
Hey, you there. The one who said that about 47% of the country, “are dependent upon government, who believe that they are victims, who believe that government has a responsibility to care for them, who believe that they are entitled to health care, to food, to housing, to you name it. That that’s an entitlement. And the government should give it to them.” I’m talking to you and others like you who look down your noses at poor people thinking that they they are just lazy moochers sucking at the government teat like a new born baby.
I’m the first to point anyone who is ready to defraud America’s social welfare systems when they should not be on a particular program. And I’ve put my money where my mouth is, turning away potential renters who were defrauding the system into having their rent paid. But I’ve seen people literally resort to stealing food because they were hungry and did not qualify for the safety nets that exist for some. For everyone who has ever irresponsibly had children knowing that they couldn’t afford them, I’ve also seen people who never thought that they would need governmental assistance have to depend on those programs because they have lost their jobs. I know poverty very well, because I’ve lived it and I never, ever expected the government to support me. In fact, I pay a higher tax rate than you do.
I know that this is not a political blog. Occasionally, there just happens to be so much going on in the political world that I feel compelled to make a comment or two, especially when the possibility for an impact on our finances exists. So let’s talk.
Man, oh, man what a landmine these days. Personally, I ever thought that I would see the day when politicians would be engaged in an argument over a woman’s right to access contraceptives, but there they go and here we are.
I’m going to get right to the point with this one. I watched TLC’s new train wreck of a show called Extreme Cheapskates last night. Or. I watched as much of it as I could stomach, and it’s just 100% trash television meant to shock you into watching every week.
Now, I don’t get to watch much television because (1) I work late and have a 1.25 hour long one way commute, and (2) my boyfriend usually kidnaps the remote control. I’ve learned to live with Youtube and Hulu or whatever when I feel a need to watch something.
Anyway I got home last night close to nine, made myself a ham sandwich and settled in to write the announcement for my massive giveaway (coming soon). Lo and behold, my boyfriend was in a brutal online card game and actually gave me the remote. So, I flipped through the channels to see what was on and landed on the show, Extreme Cheapskates. Anything with the word ‘cheapskates’ in the title will catch my eye for obvious reasons. I’m pretty open minded, so I actually put the laptop aside and started watching the show.
As you guessed from the title, this will be a not so safe for work article. You might want to bookmark it and come back later when your boss is away so that you can shake your head in disbelief.
I have the occasional rant. I mean, who doesn’t right? But I’ve been holding off on this one for MONTHS to actually give Bank of America the chance to make things right. I’m just at a point where I can’t take this shit anymore so I have to share it with you. It all started with a mortgage.
You might be tempted to send me a scathing e-mail after this one. DON’T HAVE KIDS IF YOU CAN’T AFFORD THEM. Having kids is not a right, it’s a privilege, and if your financial situation doesn’t support you having that cute little offspring running around your ankles, then you should have planned better and you should not have had a child…or two…or eight. Yes, I’m talking to you Kate Gosselin.
The debt default debate continues to rage in Congress as we barrel towards defaulting on our debt obligations. At this point I’m ready to call a repeal on every single member of Congress – no matter what party they are in. I think that it’s absolutely disgusting that the people we elected to be in office to represent us are not doing their jobs. We should never reach a point when we are only days away from a default. We are already putting the world on edge and having a negative impact on our economy – the very thing that these morons say that they are trying to prevent.