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Month Three Check In.

Sandy Smith by Sandy Smith
August 24, 2019
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Welcome back! Have you checked out the free webinar on how to establish credit for your small business?


Time to see how I’m doing! Just as a point of reference I ended February with a total debt of $101, 437.13. Yep, down to the penny. So this time I ended February with a debt of $99,294.80 meaning that I slashed a little over $1,000 off my debt last month. That’s almost 50% of my monthly take home pay so that’s not too bad. I love moving from the 6 figure debt down to the 5 figure. When I’m out of the 90’s I’ll celebrate. So this all means that I am down $6,529.37 in debt from January. I managed to pay off one of the student loans that comprise the large amount (it’s a combination of 3 loans) last month. I’m very happy with where I am since I decided to focus on reducing my debt.

My birthday is this month and I hope that my next birthday finds me in a much better situation than I am right now. 🙂 I have so much going on at work that I have very little personal time but I am going to take back my free time…especially since I’m not being paid for the overtime and extra work. It’s keeping me form getting a second job which sucks. Anyway, it’s PROGRESS!

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Sandy Smith

Sandy Smith

I started this blog years ago as a way of keeping myself accountable to my own debt reduction plans. Now I'm using this site to help others get out of debt, and learn about personal finance so that they can live their best lives.

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