If I Had A Million Dollars

If I Had A Million Dollars

Ever since the disaster of not playing the lottery and missing my chance to win $350 million, I’ve thought about what I would do if I won a million dollars.  The commercials for the lottery say that all I need is a “little bit of luck” or “a dollar and a dream” and I’ve had both.  So, putting my luck and my dreams together, I’ve come up with my very exacting plans for what I would do if I had a million dollars.  My long lost great aunt Bertha who I haven’t seen since I was a baby passed away – follow along here.  In memory of my cuteness as a baby she left me a million dollars and left enough money to pay the taxes on it as well.  So I’m now flush with a million dollars in cash.  After nearly fainting and screaming, my heart has slowed down enough to allow me a breathe and think of what I’m going to do.  […]

Secured Loan - Money Saving iPhone Apps

Money Saving iPhone Apps

There are literally thousands and thousands of iPhone apps available which cover a huge range of tastes and requirements. They vary from jokes, games and social networking availability through to serious business applications enabling trade on the Stock Exchange and a virtual office.

Somewhere in the middle are potentially hundreds of very useful money saving apps which are suitable for everyone. Some are offered free of charge but others, although chargeable, will offer savings far above the initial cost of the app or the annual subscription fee. […]

What Motivated You To Be Financially Responsible

What Motivated You To Be Financially Responsible

This is an article by Shane of BeatingBroke.com as part of the Yakezie Blog Swap. This swaps’ topic is “What motivates you to be financially responsible.”

Motivation is a funny thing. It’s a word that we give to many things, all of which are things that drive us to do something. Often, when someone is particularly good at something, or, succeeds at something, we say that person was “motivated”. I like to use a term called Financial Intentionality. What it really boils down to is that our intentions for our money are what give us our motivation. They are what drive us to earn, save, and spend that money. […]

When Is It Okay To Dip Into Your Savings?

If you’re lucky enough to be able to sacrifice some of your income to put in savings, you might not necessarily be thinking about what the money will one day be used for.  If you’re sitting there reading this and you do have money in savings, do you already have it earmarked for something? Perhaps you’re saving towards something you need or want to buy, or maybe you’re just saving for a rainy day.

In either of these cases, there will come a time when you need to dip into your savings. Whether it is because you’ve reached the savings goal you set yourself, or you’ve woken up to a particularly rainy day, you’ll need to make the assessment on whether or not it is time to dip into your savings. […]

Can't Make Money On Twitter? Think Charlie Sheen!

Can’t Make Money On Twitter? Think Charlie Sheen!

I know what you’re thinking, not another article on Charlie Sheen.  This isn’t an article on Charlie Sheen.  Well not really anyway.  It’s about the massive power of the internet and Twitter.  What’s a personal finance blog doing talking about Twitter?   The potential for making lots of money of course! […]

where paycheck goes infographcic

Where Does Your Cash Go?

The Credit Loan blog had a very interesting infographic chronicling how the average consumer spend their paycheck. The infographic was compiled from a survey conducted by the Department of Labor.

We like to cry broke, but according to the information, the average family has an income of $62,857 before taxes but spends about $49,067.  Not surprisingly, housing costs account for almost 35% of the total amount that the average family spends.  Considering that about 66% of households are homeowners, if you sell your home and begin renting, you might realize some savings in this area. […]

Beware: TSA employee Steal Money From Travelers

Beware: TSA Workers Steal Money From Travelers

[I guess feeling us up wasn’t enough]…You’d think your personal possessions and money would be safe around security workers, but apparently they’re not. A TSA employee at Newark Liberty International Airport confessed on Monday that he actually stole money from passengers who went through his security checkpoint, and he accepted bribes and kickbacks for looking the other way while a co-worker did the same thing. […]

How To Make More Money Without Pissing Off Your Boss

How To Make More Money Without Pissing Off Your Boss

We’d all like to make more money, but I’m tired of advice telling me to ask for a raise. This asking for a raise crap doesn’t work when the employer is also having issues, so that tactic isn’t gonna work. I’m also tired of advice telling me to sell stuff on eBay. If someone else wanted my crap it’d be gone already, but they don’t so I can’t sell it. I don’t have time to deliver pizzas and if I did, I would have to compete with 100 other people who want to delivery those pies, plus it’s not too safe for female delivery people in New York, so that’s out the window. What’s left? Legally? Not much but whatever it is, you don’t want to risk pissing off your boss and losing the one stable job that you have. […]