house

6 Strategies For Saving Money On Your Mortgage

Now that I am the proud owner of a new mortgage of my rental property, I’ve been thinking about how quickly I can pay this loan off and reduce my mortgage costs. What I’ve realized is that paying off a large loan such as a mortgage can seem decades away, but if you apply a few strategies, not only can you pay your mortgage off faster, but you can save thousands of dollars in the process.

I’m all about having this as simple as possible, so I looked for the easiest ways to get both of these tasks accomplished. Today I present you with six simple ways to reduce your mortgage costs. Let me know which one you might try. […]

thift shopping

Thriving on Thrifting!

The following is a guest post from Crystal Stemberger over at Budgeting in the Fun Stuff.  Her daily posts cover her expenses, savings, and what she spends on the fun stuff in between.

If you are a reader here, I assume you appreciate “cheap”…at least once in a while.  I am a HUGE believer that we can all afford anything, we just can’t afford everything.  Along those lines, I prioritize and spend more where it matters most for me (our physical home and travel) and less on pretty much everything else.  […]

shop online

Don’t Buy Without a Discount

How often do you shop online? Do you ever get to the checkout page and realize that the promotion code box is blank and it drives you crazy? I sometimes spend 5-10 minutes searching for a code because I am sure that there has to be one out there. And, if I don’t find one I feel like I’m getting ripped off by paying full price! My motto is, “Never Buy Without a Discount.”

Recreation
Many times, recreation is a spur of the moment decision, but it doesn’t mean that you should always pay full price to have a good time. If you are heading out to go bowling, check the website of the bowling alley that you plan to go to. Most alleys have promotions going on – whether it be “all you can bowl” for an hour, or buy a game get one free. There are deals everywhere! […]

solar-money-house- solar energy

Energy Savings: How to Use Solar Energy as Leverage

Renewable power sources are getting quite popular these days with the ongoing campaign to go green. Out of all the renewable energy sources, solar energy happens to be one of the most popular among households as energy from the sun can be harnessed with the use of solar panels and estimating the amount of your cash outlay can be done easily with the price estimator from AGL Solar Energy. Many homeowners decide to install solar panels for the desire to go green and at the same time decrease their dependence on local energy sources. With the rising cost of energy, it would be to the benefit of every family to look for ways and means to decrease their electric bills without being deprived of using their gadgets and appliances and this can be best done by using solar energy. Here’s a list of the reasons why going for solar energy is advantageous for you: […]

work money - frugal emplyee

The Frugal Employee

It’s back to work for me, which means expenses related to work.  In this economy, everyone is doing what they can to save money, but some people are taking frugality to the extremes, especially if you’re an employee in a shaky industry that has seen mass layoffs these past few years. Regardless of what the state of your job is right now, it’d be a good idea to hop aboard the frugal train with the following tips: […]