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Welcome to Yes, I Am Cheap. Since 2009 I have been documenting my own journey out of debt and sharing which techniques have worked and which I have completely failed at. I have been the guinea pig of just about everything debt related and by now, I’ve learned enough to share everything with you. Whether you have a six figure debt like I did, or if you’re paying back a much smaller debt, there are tons of resources on this site to help you.

This website is chocked full of 7 years of stories of trial and error while I was working my debt down. If you think that paying off a 5 figure debt means making a six figure income, I an verify that I’ve never hit a six figure income. I am a huge believer in using good old cash, sacrificing, living frugally, being responsible, and having side hustles to supplement your income!

Are you interested in reducing your debt? That’s pretty much what I do all year long. I’ve also created a handy free guide to how I repaid $50,000 in less than two years. You must subscribe to the blog to get access to this real world, no nonsense guide or you can read the shorter version here without subscribing.

Feel free to connect with me on Twitter, Facebook or Pinterest! You can also shoot me an e-mail if you’d like. I’m pretty responsive.