Let me ask you a simple question, do you have life insurance? It’s an easy question, the answer is either yes or no. If the answer is yes the next question is, do you have enough insurance to protect your family? If the answer is no the next question on your mind should be, what’s[…]
I got home on Friday from another week long trip for my employer. As I was sitting in the airport, I detailed my journey of getting a voucher for a free airline ticket on another flight on Twitter in real time. @AlisonPaoli who works for Zillow, stated that someone should write something on how to score[…]
While most states have departments committed to returning unclaimed property to its actual owner, on average less than 30 percent is returned, allowing cash-strapped states to use unclaimed money to fund various public interest projects. In fact, did you know that states can legally take money away from you after a period of inactivity?
On Saturday, September 10th I attending the second in a series of financial workshops being held by the Rainbow PUSH Coalition sponsored by Chevrolet. These one-day Money Matters workshops are absolutely free and are designed to educate people of color about various financial literacy topics. The workshop that I attended was held at the Harlem[…]
The short answer to that question is yes. As long as it’s in your best financial interest as a couple you should definitely coordinate benefits with your spouse. Having health, dental and life insurance through your employer is part of a total benefits package that also includes your salary, paid vacation time and retirement savings[…]
Since last year, I’ve changed the focus of this site from speaking about my experiences with debt to helping others craft their own debt reduction plans by utilizing and sharing years’ worth of the same strategies that helped me. What was once just a personal blog for me has evolved into classes, live Periscope broadcasts,[…]
If you’ve made the mistake of thinking that a 401(k) loan and a hardship withdrawal are exactly the same, boy, are you in for a surprise. Lots of differences with major consequences exist.
Who loves money? I think we all do, that’s why we’re here learning how to pay off debt, live within a budget and make money from a side hustle. Starting a business is exciting, it’s also a lot of work. When you’re first starting out and working as a one-man-show it’s difficult to find a[…]
The American public is interested in eating better quality foods. The proliferation of “organic” foods and the success of specialty supermarkets dedicated to foods considered “healthy” have made success stories of Whole Foods and Trader Joe’s. The problem is that everyone is looking to cash in on food labels and terms that make food appear[…]
No matter what occupation you choose, the ultimate goal is to find a job that you love that also provides you with a means of supporting your lifestyle and impending retirement in the future. However, it can sometimes be difficult to pinpoint exactly how much money you need to put away and what you should[…]
A few months ago, I bundled up my investment properties and sold them to another real estate investor. When I originally purchased the homes, I had planned on keeping the houses for the next few decades. Alas, taxes rose at a rate that rents could not absorb, so I decided to cut my losses and[…]
I am constantly reading articles about saving money. I have seen many, many individuals talk about renting as just throwing away money that could go towards paying for the renter’s own house. As a landlord, I might be slightly biased about renting, however, there are some significant hidden costs to home ownership that many people forget about. […]