On Saturday, September 10th I attending the second in a series of financial workshops being held by the Rainbow PUSH Coalition sponsored by Chevrolet. These one-day Money Matters workshops are absolutely free and are designed to educate people of color about various financial literacy topics. The workshop that I attended was held at the Harlem[…]
The short answer to that question is yes. As long as it’s in your best financial interest as a couple you should definitely coordinate benefits with your spouse. Having health, dental and life insurance through your employer is part of a total benefits package that also includes your salary, paid vacation time and retirement savings[…]
Since last year, I’ve changed the focus of this site from speaking about my experiences with debt to helping others craft their own debt reduction plans by utilizing and sharing years’ worth of the same strategies that helped me. What was once just a personal blog for me has evolved into classes, live Periscope broadcasts,[…]
If you’ve made the mistake of thinking that a 401(k) loan and a hardship withdrawal are exactly the same, boy, are you in for a surprise. Lots of differences with major consequences exist.
Who loves money? I think we all do, that’s why we’re here learning how to pay off debt, live within a budget and make money from a side hustle. Starting a business is exciting, it’s also a lot of work. When you’re first starting out and working as a one-man-show it’s difficult to find a[…]
The American public is interested in eating better quality foods. The proliferation of “organic” foods and the success of specialty supermarkets dedicated to foods considered “healthy” have made success stories of Whole Foods and Trader Joe’s. The problem is that everyone is looking to cash in on food labels and terms that make food appear[…]
No matter what occupation you choose, the ultimate goal is to find a job that you love that also provides you with a means of supporting your lifestyle and impending retirement in the future. However, it can sometimes be difficult to pinpoint exactly how much money you need to put away and what you should[…]
A few months ago, I bundled up my investment properties and sold them to another real estate investor. When I originally purchased the homes, I had planned on keeping the houses for the next few decades. Alas, taxes rose at a rate that rents could not absorb, so I decided to cut my losses and[…]
I am constantly reading articles about saving money. I have seen many, many individuals talk about renting as just throwing away money that could go towards paying for the renter’s own house. As a landlord, I might be slightly biased about renting, however, there are some significant hidden costs to home ownership that many people forget about. […]
I’m excited because Dorethia Conner Kelly, a fellow financial blogger, coach and friend, has released her new book by the name of… well… #MoneyChat THE BOOK, today! Dorethia runs the #MoneyChat conversation that takes place on Twitter every week. This informative conversation always covers a wide variety of topics in personal finance, with practical information that everyone can use to improve their finances.
Not only did I want to support Dorethia and her amazing book as she has a launch party today, I want you to get your hands on a tool that offers realistic solutions to getting a grip on your money. Dorethia and I had a recent chat and I’m sharing the questions and answers below. […]
There are few concerns that are more stressful than wondering what would happen to your family in the event of you passing. If some tragedy were to come against you, how would your family survive? Do they already have the means necessary to maintain their current standard of living? Or do they face the risk of losing their home? Fortunately, there is a way to meet your family’s needs even after your demise. A life insurance plan will ensure that your family members receive the help they need at a time when they need it most. Of course, saving money on your life insurance plan is just as important as investing in one. That’s why this brief guide will quickly show you 10 ways to save money on life insurance. […]
The Christmas buying season might just about be over, but we’re not flocking to stores to throw money at the sales people just around the holidays. I have an interesting infographic showing the 10 best selling products in the the world. I was somewhat surprised to see that books and a certain low tech puzzle[…]