I am easily beating paltry bank returns by investing in peer-to-peer lending platforms and you can too. More »
Best Buy is a tech and gadget store with a difference. The tech store stocks all the usual products that you would expect to see such as:
- Games consoles
- Computers and tablets
- Small and large appliances
- Sports Equipment
- TV and Audio Equipment
What sets Best Buy apart from other tech stores is the amount of extra services it offers its customers. For those who know how to, there are a number of different ways Best Buy customers can save money on their purchases.
Every three years the Program for International Student Assessment, or PISA administers a test designed to measure 15 years old worldwide on their proficiency in reading, math and science. The latest study conducted on test results taken from 65 countries in 2012 show that U.S. students continue to lag behind their counterparts, falling behind most of the world’s most-developed countries in math, science, and reading. The test was administed to 510,000 students between the ages of 15 years 3 months and 16 years 2 months. They represented about 28 million 15-year-olds globally.
Where only 23 countries outperformed the U.S. in mathematics in 2009, 29 nations and other jurisdictions now outperform U.S. students in that area. In an age where students have more access to computers and the internet, 19 locations outperformed the U.S. in reading, a staggering jump from just 9 three years ago. On the bright side, just 22 nations outperformed the U.S. in science, up from 18 three years ago. Sidebar: All of the creationism being taught in schools isn’t helping with our students’ ranking in science either folks.
I Can Not Afford It
Yeah, I pretty much can’t afford it. You can stop reading here if you want, but I have some data to back up my reasoning. Enter the rabbit hole with me.
First, I have to say that I welcomed the Affordable Care Act when it was proposed as a single payer system. The way that it would have worked (ideally) is that Medicaid would be the benefit carrier and as long as your doctor accepted Medicaid, you would have some level of service. It would have been a much easier solution to the hodgepodge mess that has been enacted. I’m ahead of myself. Let’s backtrack on how I came to this decision.
I loved this story so much that I just had to share it with you.
Imagine sitting in your tax preparer’s office as you do every year waiting to hear how much you might owe, or, if you were lucky enough, how much of a tax refund you would be getting back. Now image hearing that not only would you be getting a refund, but you would get more money than you even earned in a year? Not just a little but, but $54,000! That’s exactly what has happened to a loving couple who opened their home to foster children who they later adopted.
The Ward family already had a blended family of six children but decided that they wanted to offer a loving home to foster children in need. Over the past few years they have opened their doors to a number of children in need but could not help adopting six of the children that they had helped. This couple is not rich by any means amd acted out of love for their children.
Now imagine having your tax preparer tell you to go home because they needed to verify the number that the tax software spat out at them. Picture yourself coming back another time to find out that because you had adopted children out of the foster care system, you were eligible for a tax refund for each of the children that you had adopted.
I love this story because these children were adopted out of love and not for the money – but the money was a welcomed windfall. Check out the story of the Ward family below.
Renewable power sources are getting quite popular these days with the ongoing campaign to go green. Out of all the renewable energy sources, solar energy happens to be one of the most popular among households as energy from the sun can be harnessed with the use of solar panels and estimating the amount of your cash outlay can be done easily with the price estimator from AGL Solar Energy. Many homeowners decide to install solar panels for the desire to go green and at the same time decrease their dependence on local energy sources. With the rising cost of energy, it would be to the benefit of every family to look for ways and means to decrease their electric bills without being deprived of using their gadgets and appliances and this can be best done by using solar energy. Here’s a list of the reasons why going for solar energy is advantageous for you:
Remember back in the early days of the internet when a message arrived in your e-mail inbox telling you the story of a rich foreign prince who wanted to claim his wealth but needed your help to do so? Remember how excited you were initially, thinking that all you had to do to help secure a fortune was send a relatively small amount of money somewhere that you had never been? Remember how disappointed you were when you finally realized that it was yet another scam?
Investing overseas can seem just as scary as responding to an e-mail from a deposed prince, but it does not have to be. For years we have heard of the super-rich keeping money in Swiss banks or investing in tiny island nations to boost their income or reduce their taxes. Many of us have erroneously thought that those options were only open to people with enough money to hire a team of investment advisors and attorneys to do this for us, but the internet has made investing internationally relatively easy.
"Personal Rate of Return from 01/01/2013 to 11/13/2013 is 28.5%." Gosh, I love logging into my 401(k) account with @Fidelity
— Yes, I Am Cheap (@yesiamcheap) November 14, 2013
This post is late. I know, I know. You see, something has changed in the past few weeks. I have this JOB thing.
Yeah I’ve been gainfully unemployed for a glorious six full months. I figured that that was the most that I could take off without killing my career completely. So, I went on a couple of interviews and turned down a couple of job offers. I decided to accept a consulting gig that should only last for three months. I just am not mentally ready to go back to work full-time for someone else.
I’ve been in the office for three weeks now. Three whole weeks. It was a serious adjustment. I came home after the first day wondering how I was going to make it through the next few months. Seriously though, I can make it through three months…I hope. Three months. My client is already hinting at extending. I don’t know that I will.
Starting a new business can be scary when you see seemingly successful operations closing up shop even in good economic times. This is why it’s so important to get it right from the start. Among the many things necessary for getting your new business right is to have a few basics online.
Most of what you need involves eCommerce solutions. After all, the Internet is one of the most widely used tools in the world for personal and business purposes, and any business looking to succeed needs to take advantage of this fact. Make sure you have a good online presence with links back to your site, printed receipts at your store that invite customers to use the site, and provide incentives for new customers to sign up for emails. This will all help ensure your business doesn’t pull up stakes any time soon.
It’s back to work for me, which means expenses related to work. In this economy, everyone is doing what they can to save money, but some people are taking frugality to the extremes, especially if you’re an employee in a shaky industry that has seen mass layoffs these past few years. Regardless of what the state of your job is right now, it’d be a good idea to hop aboard the frugal train with the following tips: