Who am I
I started 2009 with a $121K debt. I owned absolutely nothing.
I kick debt's ass!
Hi, I'm Sandy, people call me a personal finance expert.
Way back when the dinosaurs roamed at the end of 2008, I started paying a little bit of attention to my debt. You see, my $120,665.31 debt represented everything that I had done wrong, financially.
As the year faded into 2009, I had the brilliant idea of starting a blog to have my debt at my fingertips.
Here we are years later and I have helped countless others improve their finances. Now, I am here to help YOU get your financial life together.
Learn even more about me.
my original debt
the amount that I repaid in 2 years
the amount my income increased in 3 years
knowing that I help others
WHAT WOULD YOU LIKE TO DO?
Choose your focus
Getting out of debt takes a little education. Find out what you need to know to get yourself out of debt, quickly.
Sometimes you just need to make more money, but, who has time for a second job? I’ll show you how you can make extra income outside of a job.
There is no single method for improving your credit and credit score. I’ll show you everything that you can legally do to increase your score.
I love speaking to groups about personal finance topics. Learn more about connecting with me for your group or event.
I Believe In Results
I absolutely love happy clients.
Read the most recent articles from the blog.
Before you get all kindergartener on me, hear me out; you really can make money from poop – serious extra money – every single year, but, only in a very specific circumstance. I first read about a process called fecal transplants a few years ago in the New York Times. This is where poop from[…]
From working within Human Resources, I realize that many people don’t understand how the whole flexible spending account thing works and how it can benefit you. You won’t be a part of that group after this post. For those who want to understand how it works, read on.
This is a sponsored conversation written by me on behalf of Ashworth. The opinions and text are all mine. The numbers are staggering. According to The Institute for College Access and Success, over 70% of graduating students are carrying student loan debt – an average of $37,000 and a total of over $1.3 trillion! The[…]
We’re pregnant. I’m still getting used to saying that so let’s just let this all sink in a for a little bit. The hubby and I are expecting a little person to join our clan of two and a fur baby and I’m in full on quiet panic mode. First, a little background for you.[…]
This is a guest post from Eric Rosenberg, a finance writer at Personal Profitability, InvestmentZen, and other personal finance, technology, and travel publications. I’ll never forget the day I walked into work and my boss told me it was my last day. I was in shock, not having seen this on the horizon. But it[…]
You are about to move into a new apartment, but you are going to have to start from scratch with the furnishings. What can you do to make furnishing your new home as cost effective as possible? Of course, you can always start by asking around to see if anyone has got furniture, or other[…]
Have you ever considered the question: Do you have too much credit available? For many people, the pursuit of additional lines of credit is perceived as a safe option. The age-old aphorism: Too much of a good thing is a bad thing holds true with excess credit lines, on the proviso that you are reckless[…]
The following is a guest post from money expert Andrea Woroch. Before the recession, living cheaply wasn’t nearly as commonplace as it is today. The economy has forced people to adopt a frugal lifestyle and spend more time finding deals and comparing prices. Our pursuit of bargains can sometimes land us in hot water, however,[…]
In life, when you are hitting an unseen obstacle as you try to reach your goals, it can be a very frustrating feeling. After all, life’s challenges are much easier to take on when you fully understand what you are up against. That is why people who have been rejected time and again for a[…]
Good financial advice can mean different things for different people. For some it means being able to get a hold of your financial advisor at any time, for others it means finding an advisor who explains investment options in detail and for some good financial advice equals making money. The truth is a good financial[…]
Do people with money usually flaunt or apologize for their wealth? This past week one of my good friends lost her job. As it goes in the financial industry when times are tough and companies need to increase their profit margins. She (let’s call her Amanda) has over 10 years of experience and is college[…]
It’s all written in big, black unmissable letters: a new nifty looking phone with a tempting looking piece of tech for a price that doesn’t seem over-inflated or outside of our budget. But stop, take a step back and think for a second before you sign up to anything. What looks cheap might not be[…]