Who am I
I started 2009 with a $121K debt. I owned absolutely nothing.
I know exactly how you feel
You can do this!
Hi, I'm Sandy, people call me a personal finance expert.
Way back when the dinosaurs roamed at the end of 2008, I started paying a little bit of attention to my debt. You see, my $120,665.31 debt represented everything that I had done wrong, financially.
As the year faded into 2009, I had the brilliant idea of starting a blog to have my debt at my fingertips.
Here we are years later and I have helped countless others improve their finances. Now, I am here to help YOU get your financial life together.
Learn even more about me.
my original debt
the amount that I repaid in 2 years
the amount my income increased in 3 years
knowing that I help others
WHAT WOULD YOU LIKE TO DO?
Choose your focus
Getting out of debt takes a little education. Find out what you need to know to get yourself out of debt, quickly.
Sometimes you just need to make more money, but, who has time for a second job? I’ll show you how you can make extra income outside of a job.
There is no single method for improving your credit and credit score. I’ll show you everything that you can legally do to increase your score.
I love speaking to groups about personal finance topics. Learn more about connecting with me for your group or event.
I Believe In Results
I absolutely love happy clients.
Read the most recent articles from the blog.
Since everyone is busy with last minute gift buying, I thought that now would be a great time to share my philosophy on Christmas gift giving.
I have a confession that will seem very Grinch-like: I don’t buy Christmas gifts and I don’t want anyone else to buy gifts for me either.
If you’re not paying pay cash during the past Christmas season, your credit card bills from the 2015 holiday season will start hitting you mailbox in January. Are you ready to feel the pinch from buying grandma that must have sweater for Christmas? According to the National Retail Federation, holiday sales is expected to increase[…]
It’s time to share with you another way that I’m making some extra money online. I love this series because it shows that no matter your situation, if you have some skill or interest in a particular topic, you can usually find some way to monetize it online! That’s the true power of the internet. […]
From working within Human Resources, I realize that many people don’t understand how the whole flexible spending account thing works and how it can benefit you. You won’t be a part of that group after this post. For those who want to understand how it works, read on.
Last night the hubby and I were busy making dinner when the phone rang. Hubster picked up the phone and began talking. As I was busy stirring the peppers and onion for fajitas (olé!), I heard him confirming his date-of-birth and a red flag went off in my head like an explosion.
I am constantly reading articles about saving money. I have seen many, many individuals talk about renting as just throwing away money that could go towards paying for the renter’s own house. As a landlord, I might be slightly biased about renting, however, there are some significant hidden costs to home ownership that many people[…]
Ladies and gentlemen, you know how much I love a challenge and how much I love side hustles. I’ve been invited to take part in a side hustle challenge and absolutely could not resist. Have you heard of Fiverr? No? Well get ready to pull a crisp Lincoln out of your wallet because this site[…]