Who am I
I started 2009 with a $121K debt. I owned absolutely nothing.
I kick debt's ass!
Hi, I'm Sandy, people call me a personal finance expert.
Way back when the dinosaurs roamed at the end of 2008, I started paying a little bit of attention to my debt. You see, my $120,665.31 debt represented everything that I had done wrong, financially.
As the year faded into 2009, I had the brilliant idea of starting a blog to have my debt at my fingertips.
Here we are years later and I have helped countless others improve their finances. Now, I am here to help YOU get your financial life together.
Learn even more about me.
my original debt
the amount that I repaid in 2 years
the amount my income increased in 3 years
knowing that I help others
WHAT WOULD YOU LIKE TO DO?
Choose your focus
Getting out of debt takes a little education. Find out what you need to know to get yourself out of debt, quickly.
Sometimes you just need to make more money, but, who has time for a second job? I’ll show you how you can make extra income outside of a job.
There is no single method for improving your credit and credit score. I’ll show you everything that you can legally do to increase your score.
I love speaking to groups about personal finance topics. Learn more about connecting with me for your group or event.
I Believe In Results
I absolutely love happy clients.
Read the most recent articles from the blog.
Good financial advice can mean different things for different people. For some it means being able to get a hold of your financial advisor at any time, for others it means finding an advisor who explains investment options in detail and for some good financial advice equals making money. The truth is a good financial[…]
Do people with money usually flaunt or apologize for their wealth? This past week one of my good friends lost her job. As it goes in the financial industry when times are tough and companies need to increase their profit margins. She (let’s call her Amanda) has over 10 years of experience and is college[…]
It’s all written in big, black unmissable letters: a new nifty looking phone with a tempting looking piece of tech for a price that doesn’t seem over-inflated or outside of our budget. But stop, take a step back and think for a second before you sign up to anything. What looks cheap might not be[…]
Let’s be honest, your money is the product of your sweat and tears – and sometimes your blood. I think it’s safe to say that you want to find a good financial in whom you have complete and total trust. But how do you do that? The process is easy, it starts with the internet[…]
Being house poor is a common factor among home owners – specifically among new home owners. Have you ever heard someone say “I can’t go on vacation for at least a couple of years because I’m buying a home” or “I’ll never be able to go out for brunch again after I buy the house”?[…]
Lowering your car insurance premium is a quick and easy way to save money. It will take you about five minutes to get multiple quotes from a variety of insurance companies. You can then decide for yourself who you want to go with. How do you go about lowering your auto insurance premium? Only Get[…]
I know that sounds crazy, I mean who does that? Not a sane person, that’s for sure. But give me a minute to explain and trust me it will make sense. Who knows, next time you need a real estate agent or financial advisor you may just take to Twitter to find the perfect match.This[…]
Professional financial advice is a very valuable tool. So why don’t more people seek money management help from the pros? I spent nine years working as a financial planner and I can tell you that the two main reasons why the majority of people don’t seek professional advice is because: 1. They don’t think they[…]
I am in the middle of buying a home. We’ve already visited two developments, four houses, three agents and are waiting for final pricing on the home we want to build on the lot we chose. After months of scanning the internet for listings and discussing the pros and cons with our real estate agent,[…]
Personal banking is changing, and it is important to stay on top of these changes or you may find that you are paying unnecessary charges or that you are not getting all the benefits available. So if you have not already gone online, go and open a bank account online today. You may be wondering[…]